Dan Kaercher

Dan Kaercher

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Closed

$276,900

($53,075 down)
FHA

1902 13th Street S, Saint Cloud, MN 56301

3
3
2,904 sqft
PITI Monthly
$2,020.08 /mo

Listing courtesy of: , Edina Realty, Inc.

Assumed Rate

6.81%
7.15%

Principal & Interest

$1,487 /mo
$1,539 /mo

What's Special

FIREPLACE
DECK
COZY
SOLAR PANELS

Nice rambler located on an established lot with a large deck - great for entertaining. Finished 2-car garage, 3 bedrooms on the main floor including double closet and private bath in the primary bedroom. Cozy brick fireplace in the living room and a partially finished lower level with a family room. Save on energy costs by utilizing the solar panels.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.81
Remaining Loan Term
27 years, 9 months
Monthly PITI
$2,020.08/mo
Estimated Loan Balance
$238,511
Cash to close
$53,075
Interest Paid
$34,518

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Brick/Stone, Wood Siding
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Asphalt
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Brick/Stone, Wood Siding
  • Roof: Asphalt
Condition
  • Year Built: 1976
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Paulsen Add
  • Features: Other
HOA
  • Has HOA: No
Location
  • Region: Saint Cloud

Financial Details

  • Price per Sqft: $95.35
  • Tax Annual Amount: $2655
  • On Market Date: 2024-09-24T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $53,075 (19%)
You can enter any amount below - secondary financing will cover the difference if needed.
19%
$

You cover the entire equity of $53,075!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.81% Sellers Rate
$223,825
Your Cash$53,075
Total Purchase Price:$276,900

Assumed vs Traditional Mortgage

Assumed @ 6.81%
$1,487/mo
Traditional @ 7.5%
$1,597/mo
You save $109/month ($1,313/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6607847

Listing From: northstar

Last updated: 2025-02-05T21:00:02.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.81%
7.15%

Principal & Interest

$1,487 /mo
$1,539 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $53,075 (19%)
You can enter any amount below - secondary financing will cover the difference if needed.
19%
$

You cover the entire equity of $53,075!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.81% Sellers Rate
$223,825
Your Cash$53,075
Total Purchase Price:$276,900

Assumed vs Traditional Mortgage

Assumed @ 6.81%
$1,487/mo
Traditional @ 7.5%
$1,597/mo
You save $109/month ($1,313/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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