Dan Kaercher

Dan Kaercher

Property SearchContact
primary-1
primary-2primary-3
Closed

$300,000

($71,818 down)
FHA

1900 Ashwood Drive, Merced, CA 95340

3
1
1,270 sqft
PITI Monthly
$1,678.78 /mo

Listing courtesy of: Salvador Garcia, London Properties Ltd - Merced

Assumed Rate

2.96%
7.15%

Principal & Interest

$1,041 /mo
$1,676 /mo

What's Special

DINING
FIREPLACE
PATIO
COZY

Well maintained, beautiful large corner lot features neutral tones throughout home with large tile floors and original hardwood flooring in the bedrooms, deep closets and plenty of storage. One bedroom features his and hers closets with additional closet that is also accessible from the hallway. The cozy living room has the original brick fireplace and custom coverings on all of the windows that allow you to open from the top or bottom. Kitchen provides ease with custom installed cabinetry. Relax in the open kitchen and dining area and enjoy the morning sun with many windows. Indoor laundry room has plenty of space and also includes large storage cabinets and a closet pantry for the kitchen. Convenient access to the back yard includes a covered patio and slab area. Large backyard has variety of fruit trees with a double gate that opens to the front yard, for possible RV/Boat access.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.96
Remaining Loan Term
26 years, 4 months
Monthly PITI
$1,678.78/mo
Estimated Loan Balance
$229,134
Cash to close
$71,818
Interest Paid
$25,889

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 1
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Tile, Wood

Exterior

Fencing
  • Fencing: AverageCondition
Roof
  • Roof: Shingle
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Contemporary
Materials
  • Unknown
  • Roof: Shingle
Condition
  • Year Built: 1950
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Curbs, StreetLights, Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Merced

Financial Details

  • Price per Sqft: $236.22
  • Tax Annual Amount: $3750
  • On Market Date: 2025-03-25T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $71,818 (24%)
You can enter any amount below - secondary financing will cover the difference if needed.
24%
$

You cover the entire equity of $71,818!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.96% Sellers Rate
$228,182
Your Cash$71,818
Total Purchase Price:$300,000

Assumed vs Traditional Mortgage

Assumed @ 2.96%
$1,041/mo
Traditional @ 7.5%
$1,738/mo
You save $697/month ($8,369/year)

*Secondary financing rates are an estimated value based on input

MLS ID: MC25061353

Listing From:

Last updated: 2025-03-26T13:47:12.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.96%
7.15%

Principal & Interest

$1,041 /mo
$1,676 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $71,818 (24%)
You can enter any amount below - secondary financing will cover the difference if needed.
24%
$

You cover the entire equity of $71,818!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.96% Sellers Rate
$228,182
Your Cash$71,818
Total Purchase Price:$300,000

Assumed vs Traditional Mortgage

Assumed @ 2.96%
$1,041/mo
Traditional @ 7.5%
$1,738/mo
You save $697/month ($8,369/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

Powered By UMe.

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Your Home Sold Guaranteed Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

Your Home Sold Guaranteed Realty © is committed to and abides by the Fair Housing Act of Equal Opportunity.