Dan Kaercher

Dan Kaercher

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Closed

$369,000

($235,269 down)
FHA

1899 W PROSPECTOR Way, San Tan Valley, AZ 85144

4
3
2,068 sqft
PITI Monthly
$1,149.55 /mo

Listing courtesy of: Amber Black, MBA Real Estate

Assumed Rate

3.66%
7.15%

Principal & Interest

$757 /mo
$1,117 /mo

What's Special

SHOPPING
SPACIOUS
WALK-IN CLOSET
DOUBLE VANITY
PATIO
COZY

Welcome home! This spacious 2,000 + sq ft, 2-story, offers soaring high ceilings as you enter, giving you plenty of natural light and creating a warm greeting. New outside paint in 2024 and New A/C unit in 2023! New carpet in Feb in the primary, dinning room and stairs. This beauty presents 4 bedrooms and 2.5 baths with your primary bedroom located downstairs, separate from the other 3 bedrooms. Oversized walk-in closet in the primary, separate toilet room and double vanity in the bath. The upstairs offers a cozy loft and three other bedrooms. The home features low-maintenance landscaping in the front and easy to keep landscaping in the back with pavers for your seating area and new sod and rock. The spacious living spaces in the home make it perfect for family gatherings so whether you are entertaining in the home, or enjoying your back patio, this home has you covered! Conveniently located near schools, shopping & San Tan Regional Mountain Park for outdoor fun, come and take a peek for yourself!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.66
Remaining Loan Term
21 years, 1 months
Monthly PITI
$1,149.55/mo
Estimated Loan Balance
$135,462
Cash to close
$235,269
Interest Paid
$49,074

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Electric
Features
  • Materials: Synthetic Stucco, Wood Frame, Painted, Stucco, Stone
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Other, Septic in & Cnctd
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family Residence
  • Architectural Style:
Materials
  • Synthetic Stucco, Wood Frame, Painted, Stucco, Stone
  • Roof: Tile
Condition
  • Year Built: 2007
Details
  • Builder: BEAZER

Community & HOA

Community
  • Subdivision: MORNING SUN FARMS UNIT 3
  • Features: Playground
HOA
  • Has HOA: Yes
  • HOA Name: Morning Sun Farms
  • HOA Amenities: Unknown
  • HOA Fee: $85
  • HOA Frequency: $Monthly
Location
  • Region: San Tan Valley

Financial Details

  • Price per Sqft: $178.43
  • Tax Annual Amount: $1502
  • On Market Date: 2025-02-21T15:00:06.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $235,269 (64%)
You can enter any amount below - secondary financing will cover the difference if needed.
64%
$

You cover the entire equity of $235,269!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.66% Sellers Rate
$133,731
Your Cash:$235,269
Total Purchase Price:$369,000

Assumed vs Traditional Mortgage

Assumed @ 3.66%
$757/mo
Traditional @ 7.5%
$1,158/mo
You save $401/month ($4,812/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6824115

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-03-28T08:09:02.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.66%
7.15%

Principal & Interest

$757 /mo
$1,117 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $235,269 (64%)
You can enter any amount below - secondary financing will cover the difference if needed.
64%
$

You cover the entire equity of $235,269!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.66% Sellers Rate
$133,731
Your Cash:$235,269
Total Purchase Price:$369,000

Assumed vs Traditional Mortgage

Assumed @ 3.66%
$757/mo
Traditional @ 7.5%
$1,158/mo
You save $401/month ($4,812/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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