Dan Kaercher

Dan Kaercher

Property SearchContact
primary-1
primary-2primary-3
Active

$395,000

($24,270 down)
FHA

18954 Hidden Valley Road, Hidden Valley Lake, CA 95467

3
2
1,353 sqft
PITI Monthly
$2,946.48 /mo

Listing courtesy of: Jennifer Wall, RE/MAX Gold Lake County

Assumed Rate

5.23%
7.15%

Principal & Interest

$2,109 /mo
$2,586 /mo

What's Special

LUXURY
STAINLESS STEEL APPLIANCES
CHARMING

This charming home features 3 bedrooms and 2 bathrooms with luxury vinyl plank flooring throughout. The kitchen is equipped with stainless steel appliances and solid surface countertops perfect for culinary enthusiasts and offers a view of the expansive, fully fenced backyard. The thoughtful privacy layout and abundant natural light ensure a peaceful and inviting living experience where comfort and style blend seamlessly. This home is a true gem, ready for you to make it your own ~ Homeowners Insurance ONLY $1,945 annually! NO California Fair Plan~

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
5.23
Remaining Loan Term
27 years, 3 months
Monthly PITI
$2,946.48/mo
Estimated Loan Balance
$371,222
Cash to close
$24,270
Interest Paid
$54,000

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir, Electric
  • Heating: Central, Propane
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Laminate, Vinyl

Exterior

Fencing
  • Fencing: NewCondition, Wood
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Association

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Craftsman, Custom
Materials
  • Unknown
  • Roof: Composition
Condition
  • Year Built: 2005
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Biking, DogPark, Fishing, Golf, Hiking, Lake, Park, Gated
HOA
  • Has HOA: Yes
  • HOA Name: Hidden Valley Lake HOA
  • HOA Amenities: Unknown
  • HOA Fee: $310
  • HOA Frequency: $Monthly
Location
  • Region: Hidden Valley Lake

Financial Details

  • Price per Sqft: $291.94
  • Tax Annual Amount: $4937.5
  • On Market Date: 2024-08-01T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $24,270 (6%)
You can enter any amount below - secondary financing will cover the difference if needed.
6%
$

You cover the entire equity of $24,270!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.23% Sellers Rate
$370,730
Your Cash$24,270
Total Purchase Price:$395,000

Assumed vs Traditional Mortgage

Assumed @ 5.23%
$2,109/mo
Traditional @ 7.5%
$2,682/mo
You save $573/month ($6,874/year)

*Secondary financing rates are an estimated value based on input

MLS ID: LC24155361

Listing From:

Last updated: 2025-03-18T17:33:23.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

5.23%
7.15%

Principal & Interest

$2,109 /mo
$2,586 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $24,270 (6%)
You can enter any amount below - secondary financing will cover the difference if needed.
6%
$

You cover the entire equity of $24,270!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.23% Sellers Rate
$370,730
Your Cash$24,270
Total Purchase Price:$395,000

Assumed vs Traditional Mortgage

Assumed @ 5.23%
$2,109/mo
Traditional @ 7.5%
$2,682/mo
You save $573/month ($6,874/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

Powered By UMe.

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Your Home Sold Guaranteed Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

Your Home Sold Guaranteed Realty © is committed to and abides by the Fair Housing Act of Equal Opportunity.