Dan Kaercher

Dan Kaercher

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Closed

$619,900

($33,061 down)
FHA

18904 W MERCER Lane, Surprise, AZ 85388

3
3
2,510 sqft
PITI Monthly
$4,489.35 /mo

Listing courtesy of: Carin S Nguyen, Real Broker

Assumed Rate

6.28%
7.15%

Principal & Interest

$3,706 /mo
$4,052 /mo

What's Special

SERENE

***DON'T WAIT FOR A NEW BUILD TO BE COMPLETED WHEN YOU CAN OWN THIS EXQUISITE BARELY LIVED IN HOME WITH ALL THE UPGRADES***GRAND ENTRY WILL LEAD TO A OPEN FLOOR PLAN ,GREAT FOR LARGE GATHERINGS AS WELL ENJOYING THIS AMAZING CHEFS KITCHEN EQUIPPED WITH QUARTZ COUNTERS, KITCHEN ISLAND/ BREAKFAST BAR, TWO WALK-IN PANTRIES, UPGRADED GORGEOUS CABINETS AND SS APPLIANCES. AFTER A LONG DAY, RETREAT TO THE MAIN SUITE TO FIND A LAVISH BATHROOM BOASTING WITH DUEL SINKS, FLOOR-TO-CEILING TILED SHOWER/ BATH ETC..OR MAYBE YOU WANT TO RELAX IN DEN/ FLEX ROOM FOR TOTAL PRIVACY. NOW GET A LOAD OF ALL THE BEAUTIFUL TILE FLOORING THAT RUNS THROUGH THIS OPEN AND INVITING SPLIT FLOOR PLAN.. IF YOU ENJOY THE OUTDOORS YOU WILL LOVE THIS SERENE BACKYARD OASIS W/ ARTIFCIAL TURF AND NO NEIGHBORS BEHIND. GUYS 4-CAR GARAGE, ROOM FOR ALL YOUR TOYS OR A PLACE TO PARK YOUR SPECIAL CARS.. WOW THIS IS A MUST SEE RATES A 10 IN MY BOOK FOR SURE......SELLER WANTS THIS HOME SOLD-BRING US AN OFFER TODAY!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.28
Remaining Loan Term
28 years, 0 months
Monthly PITI
$4,489.35/mo
Estimated Loan Balance
$587,470
Cash to close
$33,061
Interest Paid
$74,510

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Refrigeration
  • Heating: Natural Gas
Features
  • Materials: Brick Veneer, Painted, Stucco, Frame - Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 4
  • Carport: Yes
  • Carport Spaces: 4
Water
  • Sewer: Public Sewer
  • Water Source: Pvt Water Company
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family - Detached
  • Architectural Style: Ranch
Materials
  • Brick Veneer, Painted, Stucco, Frame - Wood
  • Roof: Tile
Condition
  • Year Built: 2020
Details
  • Builder: Richmond American Homes

Community & HOA

Community
  • Subdivision: ZANJERO TRAILS PHASE 2 PARCEL 12C
  • Features: Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Zanjero Trails
  • HOA Amenities: Unknown
  • HOA Fee: $100
  • HOA Frequency: $Monthly
Location
  • Region: Surprise

Financial Details

  • Price per Sqft: $246.97
  • Tax Annual Amount: $2300
  • On Market Date: 2025-01-23T04:30:02.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $33,061 (5%)
You can enter any amount below - secondary financing will cover the difference if needed.
5%
$

You cover the entire equity of $33,061!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.28% Sellers Rate
$586,839
Your Cash$33,061
Total Purchase Price:$619,900

Assumed vs Traditional Mortgage

Assumed @ 6.28%
$3,706/mo
Traditional @ 7.5%
$4,054/mo
You save $347/month ($4,170/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6809223

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-02-27T23:31:02.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.28%
7.15%

Principal & Interest

$3,706 /mo
$4,052 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $33,061 (5%)
You can enter any amount below - secondary financing will cover the difference if needed.
5%
$

You cover the entire equity of $33,061!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.28% Sellers Rate
$586,839
Your Cash$33,061
Total Purchase Price:$619,900

Assumed vs Traditional Mortgage

Assumed @ 6.28%
$3,706/mo
Traditional @ 7.5%
$4,054/mo
You save $347/month ($4,170/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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