Dan Kaercher

Dan Kaercher

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Closed

$418,000

($92,098 down)
FHA

18563 Laurie Lane, Adelanto, CA 92301

4
2
1,703 sqft
PITI Monthly
$2,046.68 /mo

Listing courtesy of: Christina Powers, KW The Lakes

Assumed Rate

4.17%
7.15%

Principal & Interest

$1,656 /mo
$2,295 /mo

What's Special

DINING
PATIO
NO HOA
RETIREMENT

Back on The Market! Move in Ready Appraised at $430,000 Ranch Style Home 4 Bedrooms/ 2 Bathroom/ Family Room Fire Place, Dining Room, Crown Molding, Cathedral Ceiling Built 2005. No HOA/ Great Neighborhood. House Qualifies for VA, FHA, USDA Loan And Other Local Special Down Payment Assistant Programs Welcome USDA, Property Offers Possible R.V. Parking Cemented Drive Way with Double Door Entry Gate, Cover Patio Cement Ground, Assumable Solar Loan. With Incredible Saving Plus Energy Credits. Wow! Very Peaceful Neighborhood. Started home or Retirement Home Either Way You Can't Go Wrong! A Must See. Buyer Must Assume Solar Loan. it is not a lease, buyer must qualify.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.17
Remaining Loan Term
27 years, 1 months
Monthly PITI
$2,046.68/mo
Estimated Loan Balance
$338,718
Cash to close
$92,098
Interest Paid
$40,313

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 2005
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: StreetLights, Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Adelanto

Financial Details

  • Price per Sqft: $245.45
  • Tax Annual Amount: $5225
  • On Market Date: 2024-04-11T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $92,098 (22%)
You can enter any amount below - secondary financing will cover the difference if needed.
22%
$

You cover the entire equity of $92,098!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.17% Sellers Rate
$325,902
Your Cash$92,098
Total Purchase Price:$418,000

Assumed vs Traditional Mortgage

Assumed @ 4.17%
$1,656/mo
Traditional @ 7.5%
$2,381/mo
You save $725/month ($8,699/year)

*Secondary financing rates are an estimated value based on input

MLS ID: IG24072220

Listing From:

Last updated: 2025-01-28T13:32:35.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.17%
7.15%

Principal & Interest

$1,656 /mo
$2,295 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $92,098 (22%)
You can enter any amount below - secondary financing will cover the difference if needed.
22%
$

You cover the entire equity of $92,098!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.17% Sellers Rate
$325,902
Your Cash$92,098
Total Purchase Price:$418,000

Assumed vs Traditional Mortgage

Assumed @ 4.17%
$1,656/mo
Traditional @ 7.5%
$2,381/mo
You save $725/month ($8,699/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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