Dan Kaercher

Dan Kaercher

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Pending

$825,000

($241,116 down)
VA

1849 Sebastopol St, Chula Vista, CA 91913

3
3
1,649 sqft
PITI Monthly
$3,579.07 /mo

Listing courtesy of: Sammy Chapa, ROA California Inc

Assumed Rate

2.76%
7.15%

Principal & Interest

$2,520 /mo
$4,163 /mo

What's Special

SHOPPING
DINING
SPACIOUS
FIREPLACE
WALK-IN CLOSET
PATIO
COMMUNITY POOL
CLUBHOUSE
CHARMING
COZY

Beautiful move-in-ready 3 bedroom, 2.5 bathroom, 1,659 sq. ft. home in a gated Otay Ranch community. The open floor plan downstairs features real wood floors throughout, a cozy fireplace in the living room, and a spacious kitchen with a breakfast bar and dining area. The home is filled with recessed lighting, new ceiling fans, and central A/C for year-round comfort. Upstairs, you'll find a versatile loft that can easily be converted into a fourth bedroom, along with generously sized bedrooms, including a primary suite with a walk-in closet. Additional features include a finished two-car garage, stamped concrete patio, hot tub connections, and a charming walk-around front porch. Located in a quiet, well-maintained neighborhood, this home offers access to a community pool, spa, and clubhouse and is just minutes from top-rated schools, parks, shopping, dining, and all that Chula Vista has to offer.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.76
Remaining Loan Term
26 years, 6 months
Monthly PITI
$3,579.07/mo
Estimated Loan Balance
$571,508
Cash to close
$241,116
Interest Paid
$57,295

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir, Fireplaces, NaturalGas
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Carpet, Tile, Wood

Exterior

Fencing
  • Fencing: Wood
Roof
  • Roof: Concrete
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Community

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Concrete
Condition
  • Year Built: 2003
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Chula Vista
  • Features: Gated, Pool
HOA
  • Has HOA: Yes
  • HOA Name: Otay Ranch 5 Association
  • HOA Amenities: Unknown
  • HOA Fee: $130
  • HOA Frequency: $Monthly
Location
  • Region: Chula Vista

Financial Details

  • Price per Sqft: $500.3
  • Tax Annual Amount: $10312.5
  • On Market Date: 2025-03-26T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $241,116 (29%)
You can enter any amount below - secondary financing will cover the difference if needed.
29%
$

You cover the entire equity of $241,116!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.76% Sellers Rate
$583,884
Your Cash$241,116
Total Purchase Price:$825,000

Assumed vs Traditional Mortgage

Assumed @ 2.76%
$2,520/mo
Traditional @ 7.5%
$4,319/mo
You save $1,799/month ($21,585/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 250022492SD

Listing From:

Last updated: 2025-04-01T17:23:09.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.76%
7.15%

Principal & Interest

$2,520 /mo
$4,163 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $241,116 (29%)
You can enter any amount below - secondary financing will cover the difference if needed.
29%
$

You cover the entire equity of $241,116!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.76% Sellers Rate
$583,884
Your Cash$241,116
Total Purchase Price:$825,000

Assumed vs Traditional Mortgage

Assumed @ 2.76%
$2,520/mo
Traditional @ 7.5%
$4,319/mo
You save $1,799/month ($21,585/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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