Dan Kaercher

Dan Kaercher

Property SearchContact
primary-1
primary-2primary-3
Active

$440,000

($161,927 down)
VA

18406 W SUNBELT Drive, Surprise, AZ 85374

4
2
1,813 sqft
PITI Monthly
$1,559.88 /mo

Listing courtesy of: Tom Clayton, RE/MAX Professionals

Assumed Rate

2.77%
7.15%

Principal & Interest

$1,251 /mo
$2,065 /mo

What's Special

SPACIOUS
GRANITE COUNTERTOPS

HIGHLY UPGRADED Larimar! This stunning home is loaded with upgrades you'll love. Beautiful plank tile flooring runs throughout, and the open-concept design is enhanced by a unique sliding door that opens both ways, offering a seamless view of the backyard and lush greenbelt. The chef's kitchen features a spacious island with granite countertops, elegant 42-inch white cabinets, a walk-in pantry, and a stylish tile backsplash. Shutters add charm to the family room windows, while upgraded ceiling fans provide comfort in every room. Step outside to a beautifully designed backyard with low-maintenance turf, a paver seating area, and unobstructed views. With no home directly behind and no two-story homes nearby, this premium lot privacy and tranquility. Enjoy peaceful outdoor living with no immediate neighbors to the right and a scenic walking path just beyond your yard. The solar unit offers stable electric pricing at .99 APR. The savings will add up over the years with a fixed payment

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.77
Remaining Loan Term
25 years, 9 months
Monthly PITI
$1,559.88/mo
Estimated Loan Balance
$281,099
Cash to close
$161,927
Interest Paid
$34,325

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Natural Gas
Features
  • Materials: Synthetic Stucco, Wood Frame, Painted, Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block, Wrought Iron
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style: Ranch
Materials
  • Synthetic Stucco, Wood Frame, Painted, Stucco
  • Roof: Tile
Condition
  • Year Built: 2020
Details
  • Builder: Richmond American

Community & HOA

Community
  • Subdivision: BELL POINTE
  • Features:
HOA
  • Has HOA: Yes
  • HOA Name: Desert oasis
  • HOA Amenities: Unknown
  • HOA Fee: $69
  • HOA Frequency: $Monthly
Location
  • Region: Surprise

Financial Details

  • Price per Sqft: $242.69
  • Tax Annual Amount: $1902
  • On Market Date: 2025-01-14T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $161,927 (37%)
You can enter any amount below - secondary financing will cover the difference if needed.
37%
$

You cover the entire equity of $161,927!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.77% Sellers Rate
$278,073
Your Cash$161,927
Total Purchase Price:$440,000

Assumed vs Traditional Mortgage

Assumed @ 2.77%
$1,251/mo
Traditional @ 7.5%
$2,142/mo
You save $891/month ($10,687/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6803889

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-04-02T16:35:50.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.77%
7.15%

Principal & Interest

$1,251 /mo
$2,065 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $161,927 (37%)
You can enter any amount below - secondary financing will cover the difference if needed.
37%
$

You cover the entire equity of $161,927!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.77% Sellers Rate
$278,073
Your Cash$161,927
Total Purchase Price:$440,000

Assumed vs Traditional Mortgage

Assumed @ 2.77%
$1,251/mo
Traditional @ 7.5%
$2,142/mo
You save $891/month ($10,687/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

Powered By UMe.

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Your Home Sold Guaranteed Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

Your Home Sold Guaranteed Realty © is committed to and abides by the Fair Housing Act of Equal Opportunity.