Dan Kaercher

Dan Kaercher

Property SearchContact
primary-1
primary-2primary-3
Closed

$1,170,000

($511,003 down)
FHA

1838 Mattero Ave, Chula Vista, CA 91913

4
3
2,776 sqft
PITI Monthly
$3,495.48 /mo

Listing courtesy of: Bernadeth Huertas, Coldwell Banker West

Assumed Rate

2.88%
7.15%

Principal & Interest

$2,801 /mo
$4,557 /mo

What's Special

LOCATION
OPEN CONCEPT
DESIRED
SHOPPING
ENTERTAINMENT
DINING
SPACIOUS
MOVE-IN READY
MODERN
LUXURY
GRANITE COUNTERTOPS
STAINLESS STEEL APPLIANCES
WALK-IN CLOSET
CLUBHOUSE
TENNIS COURTS
COZY
LOW HOA FEES

Low HOA!!! Location! Location! Location! WELCOME TO YOUR DREAM HOME IN THE SOUGHT-AFTER MONTECITO/ OTAY RANCH COMMUNITY, which exudes elegance and modern living. This stunning two-story house perfectly blends luxury and comfort….. As you step inside, you’ll immediately notice the beautiful 2-story home boasts an open concept of living and is NEWER HOME, MOVE-IN ready, with a gorgeous layout, complete large windows, and high ceilings creating a light and bright atmosphere, two-car garage attached with a long DRIVEWAY, gourmet kitchen, which features gorgeous granite countertops and stainless steel appliances, making it a perfect place for cooking and entertaining. The formal dining room is ideal for hosting dinner parties or enjoying a family meal. The main level features a spacious bedroom and full bathroom, perfect for guests… This is an excellent feature for those who may have difficulty with stairs…. Upstairs, you’ll find a SPACIOUS LOFT AREA THAT CAN SERVE A FIFTH-BEDROOM OR AN OFFICE… The primary suite is a peaceful oasis with a generous size and two large walk-in closets. Two additional bedrooms, a full bathroom, and a laundry room complete the second level. Innovative features like whole-house Wi-Fi and energy efficiency with a solar system…. The Village of Montecito has resort-style amenities, including a clubhouse, two large pools, a gym, dog parks, private parks, a recreation center, multiple tennis courts, multiple basketball courts, a picnic area, and a spa. The true gem of this home is the stunning backyard with a California room. The meticulously manicured turf creates a low-maintenance, perfect for entertaining or relaxing. The gorgeous backyard adds the perfect ambiance for a cozy night outside. HIGHLY DESIRED LOCATION WITH PROXIMITY TO FREEWAYS, SHOPPING MALLS, (Otay Ranch Malls) Homegoods, Ross, World Market, Best Buy, Ulta, Apple Store, Vons, Barons… DINING- (Cheesecake Factory, Garbatella, Chillis, Novo, Karinas, Panda Express, and More) and Entertainment... Don't miss out on the opportunity to own this beautiful home in one of the most desirable areas with LOW HOA FEES, NEWER HOME of OTAY RANCH/MONTECITO COMMUNITY… Schedule your showing now and experience the essence of Montecito. Otay Ranch Living….

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.88
Remaining Loan Term
26 years, 4 months
Monthly PITI
$3,495.48/mo
Estimated Loan Balance
$835,852
Cash to close
$511,003
Interest Paid
$68,469

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Vinyl
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Community, Association

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 2021
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: DogPark, Park, StreetLights, Sidewalks, Pool
HOA
  • Has HOA: Yes
  • HOA Name: Walters Management Association
  • HOA Amenities: Unknown
  • HOA Fee: $62
  • HOA Frequency: $Monthly
Location
  • Region: Chula Vista

Financial Details

  • Price per Sqft: $421.47
  • Tax Annual Amount: $
  • On Market Date: 2024-09-09T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $511,003 (44%)
You can enter any amount below - secondary financing will cover the difference if needed.
44%
$

You cover the entire equity of $511,003!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.88% Sellers Rate
$658,997
Your Cash$511,003
Total Purchase Price:$1,170,000

Assumed vs Traditional Mortgage

Assumed @ 2.88%
$2,801/mo
Traditional @ 7.5%
$4,727/mo
You save $1,926/month ($23,108/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PTP2405325

Listing From:

Last updated: 2024-12-05T05:10:54.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.88%
7.15%

Principal & Interest

$2,801 /mo
$4,557 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $511,003 (44%)
You can enter any amount below - secondary financing will cover the difference if needed.
44%
$

You cover the entire equity of $511,003!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.88% Sellers Rate
$658,997
Your Cash$511,003
Total Purchase Price:$1,170,000

Assumed vs Traditional Mortgage

Assumed @ 2.88%
$2,801/mo
Traditional @ 7.5%
$4,727/mo
You save $1,926/month ($23,108/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

Powered By UMe.

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Your Home Sold Guaranteed Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

Your Home Sold Guaranteed Realty © is committed to and abides by the Fair Housing Act of Equal Opportunity.