Dan Kaercher

Dan Kaercher

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$1,350,000

($677,572 down)
FHA

182 Firefly, Irvine, CA 92618

3
3
1,382 sqft
PITI Monthly
$5,160.48 /mo

Listing courtesy of: Bryan Hill, Mint Real Estate

Assumed Rate

2.9%
7.15%

Principal & Interest

$2,983 /mo
$4,841 /mo

What's Special

HARDWOOD FLOORS
GRANITE COUNTERTOPS
STAINLESS STEEL APPLIANCES
PRIVATE BACKYARD
TENNIS COURTS
PLAYGROUND

BUYER DID NOT PERFORM | CLEAN INSPECTION, TERMITE & PROPERTY MORE THAN APPRAISED | Welcome to Luna in Portola Springs! This east-facing, detached home offers 3 bedrooms, 2.5 bathrooms of beautifully upgraded living space. Features include engineered hardwood floors throughout the main level with upgraded carpet upstairs. The kitchen shines with granite countertops, stainless steel appliances, and plantation shutters. Custom cabinets in bedroom closets and overhead storage racks in the garage maximize space and functionality. Step outside to a private backyard perfect for relaxation or entertaining. Residents enjoy access to over 15 pools, parks, scenic trails, playgrounds, tennis courts, and top-rated schools like Loma Ridge Elementary, Jeffrey Trails Middle, and Portola High. This home offers the perfect blend of comfort, style, and community. Schedule your showing today!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.9
Remaining Loan Term
26 years, 10 months
Monthly PITI
$5,160.48/mo
Estimated Loan Balance
$681,843
Cash to close
$677,572
Interest Paid
$63,629

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Vinyl

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Clay
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: SewerTapPaid
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Community, InGround, Association

Construction

Type & Style
  • Stories: 2
  • Home type: Condominium
  • Architectural Style: Mediterranean
Materials
  • Unknown
  • Roof: Clay
Condition
  • Year Built: 2014
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Luna
  • Features: Curbs, StormDrains, StreetLights, Sidewalks, Pool
HOA
  • Has HOA: Yes
  • HOA Name: Keystone
  • HOA Amenities: Unknown
  • HOA Fee: $183
  • HOA Frequency: $Monthly
Location
  • Region: Irvine

Financial Details

  • Price per Sqft: $976.85
  • Tax Annual Amount: $16875
  • On Market Date: 2024-12-04T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $677,572 (50%)
You can enter any amount below - secondary financing will cover the difference if needed.
50%
$

You cover the entire equity of $677,572!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.9% Sellers Rate
$672,428
Your Cash:$677,572
Total Purchase Price:$1,350,000

Assumed vs Traditional Mortgage

Assumed @ 2.9%
$2,983/mo
Traditional @ 7.5%
$5,021/mo
You save $2,038/month ($24,456/year)

*Secondary financing rates are an estimated value based on input

MLS ID: OC24244080

Listing From:

Last updated: 2025-03-31T00:22:35.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.9%
7.15%

Principal & Interest

$2,983 /mo
$4,841 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $677,572 (50%)
You can enter any amount below - secondary financing will cover the difference if needed.
50%
$

You cover the entire equity of $677,572!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.9% Sellers Rate
$672,428
Your Cash:$677,572
Total Purchase Price:$1,350,000

Assumed vs Traditional Mortgage

Assumed @ 2.9%
$2,983/mo
Traditional @ 7.5%
$5,021/mo
You save $2,038/month ($24,456/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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