Dan Kaercher

Dan Kaercher

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Closed

$395,000

($154,148 down)
FHA

181 Artesia Drive, Chico, CA 95973

3
2
1,104 sqft
PITI Monthly
$1,436.1 /mo

Listing courtesy of: Heather Gorman, Willow & Birch Realty, Inc

Assumed Rate

2.89%
7.15%

Principal & Interest

$1,099 /mo
$1,785 /mo

What's Special

DINING
SPACIOUS
PATIO
SAFE
COZY

Welcome to your new home! This beautifully maintained, 3-bedroom, 2-bath home sits on a large corner lot in a well-established neighborhood. Conveniently located just up the street from Trader Joe's, Safeway and local schools, provides easy access to everyday essentials. As you step inside, you're immediately embraced by a warm, cozy atmosphere that makes you feel right at home. This home features fresh interior paint, engineered flooring in the main living areas, new closet doors, updated light fixtures in the dining and living rooms and brand-new carpet in the bedrooms.The beautifully updated kitchen boasts Corian countertops, a stainless steel farmhouse sink, a gas range, a hands-free faucet, a top-of-the-line silent dishwasher, tastefully painted cabinets and a pantry with additional shelving—truly a chef's dream. The bedrooms are generously sized and filled with beautiful natural light, while the primary suite includes an ensuite bath for added convenience.The true gem of this property is its exceptional outdoor living. This spacious corner lot offers impressive curb appeal with a welcoming front porch and a generous backyard featuring freshly laid sod. The brick patio provides the perfect setting for family gatherings and there's ample room for RV parking with a 12-foot metal frame gate, as well as space for a large garden or even a pool. This home is truly stunning!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.89
Remaining Loan Term
25 years, 8 months
Monthly PITI
$1,436.1/mo
Estimated Loan Balance
$271,261
Cash to close
$154,148
Interest Paid
$31,567

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet

Exterior

Fencing
  • Fencing: GoodCondition
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1991
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: StormDrains, Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Chico

Financial Details

  • Price per Sqft: $357.79
  • Tax Annual Amount: $
  • On Market Date: 2024-11-15T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $154,148 (39%)
You can enter any amount below - secondary financing will cover the difference if needed.
39%
$

You cover the entire equity of $154,148!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.89% Sellers Rate
$240,852
Your Cash$154,148
Total Purchase Price:$395,000

Assumed vs Traditional Mortgage

Assumed @ 2.89%
$1,099/mo
Traditional @ 7.5%
$1,852/mo
You save $753/month ($9,037/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SN24231837

Listing From:

Last updated: 2025-01-14T02:16:32.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.89%
7.15%

Principal & Interest

$1,099 /mo
$1,785 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $154,148 (39%)
You can enter any amount below - secondary financing will cover the difference if needed.
39%
$

You cover the entire equity of $154,148!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.89% Sellers Rate
$240,852
Your Cash$154,148
Total Purchase Price:$395,000

Assumed vs Traditional Mortgage

Assumed @ 2.89%
$1,099/mo
Traditional @ 7.5%
$1,852/mo
You save $753/month ($9,037/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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