Dan Kaercher

Dan Kaercher

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Pending

$299,900

($14,930 down)
VA

1815 36th Street S, Saint Cloud, MN 56301

3
2
1,854 sqft
PITI Monthly
$1,955.33 /mo

Listing courtesy of: , Premier Real Estate Services

Assumed Rate

5.23%
7.15%

Principal & Interest

$1,617 /mo
$1,982 /mo

What's Special

DINING
SPACIOUS
MOVE-IN READY
FIREPLACE
FINISHED BASEMENT
DECK

Live comfortably in this spacious 3-bedroom Saint Cloud home! **VA assumable loan rate at 4.75% This beautiful property in the Southwood Heights 9 neighborhood offers ample space for you and your family. Built in 2001, the house boasts 1,854 square feet over two levels, including a finished basement. Key features: Brand new roof as of Oct. 2024 3 bedrooms and 2 full bathrooms Open kitchen/dining area Family room with fireplace Finished basement for additional living space 3-car attached garage New Deck (perfect for summer entertaining!) New AC Unit and coil New Dryer Some new flooring Medium tree coverage for privacy Close proximity to: Schools in the St. Cloud School District 742 Easy access to Highway 75 for commuting This move-in ready home is waiting for you!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
5.23
Remaining Loan Term
27 years, 4 months
Monthly PITI
$1,955.33/mo
Estimated Loan Balance
$285,344
Cash to close
$14,930
Interest Paid
$40,170

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Vinyl Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Electric, Family Room
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Asphalt
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Vinyl Siding
  • Roof: Asphalt
Condition
  • Year Built: 2001
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Southwood Heights 9
  • Features: None
HOA
  • Has HOA: Yes
  • HOA Name: Granite City RE
  • HOA Amenities: Unknown
  • HOA Fee: $276
  • HOA Frequency: $Annually
Location
  • Region: Saint Cloud

Financial Details

  • Price per Sqft: $161.76
  • Tax Annual Amount: $2259
  • On Market Date: 2024-06-25T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $14,930 (5%)
You can enter any amount below - secondary financing will cover the difference if needed.
5%
$

You cover the entire equity of $14,930!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.23% Sellers Rate
$284,970
Your Cash$14,930
Total Purchase Price:$299,900

Assumed vs Traditional Mortgage

Assumed @ 5.23%
$1,617/mo
Traditional @ 7.5%
$2,056/mo
You save $439/month ($5,270/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6559797

Listing From: northstar

Last updated: 2025-03-05T15:39:04.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

5.23%
7.15%

Principal & Interest

$1,617 /mo
$1,982 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $14,930 (5%)
You can enter any amount below - secondary financing will cover the difference if needed.
5%
$

You cover the entire equity of $14,930!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.23% Sellers Rate
$284,970
Your Cash$14,930
Total Purchase Price:$299,900

Assumed vs Traditional Mortgage

Assumed @ 5.23%
$1,617/mo
Traditional @ 7.5%
$2,056/mo
You save $439/month ($5,270/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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