Dan Kaercher

Dan Kaercher

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Closed

$367,900

($173,729 down)
FHA

18147 W IDA Lane, Surprise, AZ 85387

3
2
1,460 sqft
PITI Monthly
$1,282.41 /mo

Listing courtesy of: Tina M Crook, M.A.Z. Realty Professionals

Assumed Rate

2.77%
7.15%

Principal & Interest

$866 /mo
$1,429 /mo

What's Special

SPACIOUS
WALK-IN CLOSET
PATIO
COMMUNITY POOL

Priced below market is this adorable 3 bed, 2 bath home in North Copper Canyon community! This property features mature landscaping with a low maintenance backyard with artificial turf, pavers and rock with a covered back patio, perfect for outdoor entertaining and a morning coffee. There is an RV gate and an inviting front porch. The kitchen opens to a spacious great room with designer colors, ample cabinets, an island, and a pantry. The primary suite boasts wood floors, upgraded lighting, and a large walk-in closet, while the primary bath includes double sinks and a decorative niche. Enjoy access to multiple parks with a community pool, splash pad, covered play grounds, pickle ball, bocce courts, corn hole, checker boards, basketball, baseball field, horse shoe pits, dog park and more.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.77
Remaining Loan Term
25 years, 9 months
Monthly PITI
$1,282.41/mo
Estimated Loan Balance
$194,588
Cash to close
$173,729
Interest Paid
$23,761

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Ceiling Fan(s), Refrigeration
  • Heating: Electric
Features
  • Materials: Painted, Stucco, Frame - Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile, Wood

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: Pvt Water Company
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family - Detached
  • Architectural Style: Ranch
Materials
  • Painted, Stucco, Frame - Wood
  • Roof: Tile
Condition
  • Year Built: 2019
Details
  • Builder: GARRETT WALKER HOMES

Community & HOA

Community
  • Subdivision: AUSTIN RANCH WEST PARCEL 1
  • Features: Pickleball Court(s), Community Pool, Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: North Copper Canyon
  • HOA Amenities: Unknown
  • HOA Fee: $62
  • HOA Frequency: $Monthly
Location
  • Region: Surprise

Financial Details

  • Price per Sqft: $251.99
  • Tax Annual Amount: $1395
  • On Market Date: 2024-09-24T21:20:08.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $173,729 (47%)
You can enter any amount below - secondary financing will cover the difference if needed.
47%
$

You cover the entire equity of $173,729!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.77% Sellers Rate
$194,171
Your Cash$173,729
Total Purchase Price:$367,900

Assumed vs Traditional Mortgage

Assumed @ 2.77%
$866/mo
Traditional @ 7.5%
$1,483/mo
You save $616/month ($7,398/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6761752

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-01-27T21:31:54.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.77%
7.15%

Principal & Interest

$866 /mo
$1,429 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $173,729 (47%)
You can enter any amount below - secondary financing will cover the difference if needed.
47%
$

You cover the entire equity of $173,729!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.77% Sellers Rate
$194,171
Your Cash$173,729
Total Purchase Price:$367,900

Assumed vs Traditional Mortgage

Assumed @ 2.77%
$866/mo
Traditional @ 7.5%
$1,483/mo
You save $616/month ($7,398/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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