Dan Kaercher

Dan Kaercher

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$525,000

($83,094 down)
VA

1813 Ruddlesway Drive, Windsor, CO 80550

3
3
1,724 sqft
PITI Monthly
$2,535.28 /mo

Listing courtesy of: Dustin Janzen, Bliss Realty Group

Assumed Rate

2.87%
7.15%

Principal & Interest

$1,990 /mo
$3,242 /mo

What's Special

SPACIOUS
LUXURY

This 2,905 total square foot home located in The Ridge at Harmony Road not only has a great layout and upgrades, it's conveniently located only a short drive to get to I-25, Windsor and Fort Collins and has a NEW Roof! It also has an Assumable VA Loan with a great rate! Built in 2019, it features a spacious Main Floor Primary Bedroom with en-suite. Main floor laundry and included clothes washer and dryer. Much of the flooring in the main level and in the upstairs common area was recently upgraded to Luxury Plank Vinyl. The kitchen has granite counters, stainless appliances and a walk in pantry. Upstairs has 2 additional bedrooms and and a Jack and Jill style shared bathroom. Downstairs has over 1,100 square feet of unfinished space waiting for you to put your own touch on it and already has plumbing for an additional bathroom roughed in. In the fully fenced and irrigated backyard there is ample room to add your own touch and an included storage shed.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.87
Remaining Loan Term
26 years, 5 months
Monthly PITI
$2,535.28/mo
Estimated Loan Balance
$443,766
Cash to close
$83,094
Interest Paid
$47,484

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Wood Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Tile

Exterior

Fencing
  • Fencing: Fenced
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Wood Frame
  • Roof: Composition
Condition
  • Year Built: 2019
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Ridge at Harmony Road
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Windsor

Financial Details

  • Price per Sqft: $304.52
  • Tax Annual Amount: $4541
  • On Market Date: 2025-03-14T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $83,094 (16%)
You can enter any amount below - secondary financing will cover the difference if needed.
16%
$

You cover the entire equity of $83,094!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.87% Sellers Rate
$441,906
Your Cash$83,094
Total Purchase Price:$525,000

Assumed vs Traditional Mortgage

Assumed @ 2.87%
$1,990/mo
Traditional @ 7.5%
$3,363/mo
You save $1,373/month ($16,471/year)

*Secondary financing rates are an estimated value based on input

MLS ID: RECIR1028485

Listing From: recolorado

Last updated: 2025-04-02T21:01:21.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.87%
7.15%

Principal & Interest

$1,990 /mo
$3,242 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $83,094 (16%)
You can enter any amount below - secondary financing will cover the difference if needed.
16%
$

You cover the entire equity of $83,094!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.87% Sellers Rate
$441,906
Your Cash$83,094
Total Purchase Price:$525,000

Assumed vs Traditional Mortgage

Assumed @ 2.87%
$1,990/mo
Traditional @ 7.5%
$3,363/mo
You save $1,373/month ($16,471/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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