Dan Kaercher

Dan Kaercher

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$399,900

($101,248 down)
FHA

1807 Oak Ridge Drive, New Richmond, WI 54017

3
3
1,924 sqft
PITI Monthly
$2,405.88 /mo

Listing courtesy of: , Biltmore Realty, LLC

Assumed Rate

5.41%
7.15%

Principal & Interest

$1,739 /mo
$2,089 /mo

What's Special

OPEN CONCEPT
SPACIOUS
MOVE-IN READY
MODERN
FINISHED BASEMENT

Welcome to your new home nestled in the sought-after Oak Ridge neighborhood. Escape to your own peace of paradise on almost 1/2 acre of land with the Willow River just across the street. just outside of the City of New Richmond. with gorgeous views, wildlife, and endless serenity. Offering the ideal blend of updates and charm, this property provides a sense of peaceful privacy. Inside, you’ll find an expansive open-concept design with abundant natural light streaming through large windows, creating a warm and inviting atmosphere. With 3 bedrooms and 3 bathrooms, this spacious home offers comfort and functionality for everyone. The wood floors add character and elegance. The large open concept kitchen featuring plenty of workspace and newer SS Whirlpool appliances throughout, including an unfinished basement ideal for finishing and adding more livable space and or additional storage. Freshly painted walls, new carpet and windows along with modern updates make this home move-in ready. Whether you're working from home, hosting gatherings, or enjoying the beauty of nature right outside your door, this home delivers everything you need and more. With space to grow and thrive, it’s the perfect sanctuary for those who value privacy, comfort, and a connection to the outdoors. The beautiful front porch is great for relaxing and watching the beautiful sunsets. The big beautiful backyard is great for entertaining guests or having a cookout, bonfire and smores.THIS IS AN FHA ASSUMABLE LOAN IF BUYER QUALIFIES AT A RATE OF 5.625%

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
5.41
Remaining Loan Term
27 years, 5 months
Monthly PITI
$2,405.88/mo
Estimated Loan Balance
$323,739
Cash to close
$101,248
Interest Paid
$42,472

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Window Unit(s)
  • Heating: Baseboard, Hot Water
Features
  • Materials: Cedar
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Asphalt, Pitched
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Private Sewer
  • Water Source: Private, Well
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Cedar
  • Roof: Asphalt, Pitched
Condition
  • Year Built: 1975
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Oak Ridge Estates
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: New Richmond

Financial Details

  • Price per Sqft: $207.85
  • Tax Annual Amount: $3577
  • On Market Date: 2025-02-12T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $101,248 (25%)
You can enter any amount below - secondary financing will cover the difference if needed.
25%
$

You cover the entire equity of $101,248!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.41% Sellers Rate
$298,652
Your Cash$101,248
Total Purchase Price:$399,900

Assumed vs Traditional Mortgage

Assumed @ 5.41%
$1,739/mo
Traditional @ 7.5%
$2,167/mo
You save $428/month ($5,138/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6670795

Listing From: northstar

Last updated: 2025-03-31T21:38:03.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

5.41%
7.15%

Principal & Interest

$1,739 /mo
$2,089 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $101,248 (25%)
You can enter any amount below - secondary financing will cover the difference if needed.
25%
$

You cover the entire equity of $101,248!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.41% Sellers Rate
$298,652
Your Cash$101,248
Total Purchase Price:$399,900

Assumed vs Traditional Mortgage

Assumed @ 5.41%
$1,739/mo
Traditional @ 7.5%
$2,167/mo
You save $428/month ($5,138/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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