Dan Kaercher

Dan Kaercher

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Pending

$849,900

($385,716 down)
VA

1805 Cyan Ln, Chula Vista, CA 91913

4
3
2,097 sqft
PITI Monthly
$3,234.69 /mo

Listing courtesy of: Shaun Rivera, Century 21 Affiliated

Assumed Rate

2.98%
7.15%

Principal & Interest

$2,113 /mo
$3,393 /mo

What's Special

REMODELED
SPACIOUS
MOVE-IN READY
MODERN
LUXURY
SOAKING TUB
LANDSCAPED
PLAYGROUND

VA and FHA APPROVED! Welcome home to this beautifully updated 3-bedroom, 2.5-bathroom residence, where pride of ownership, thoughtful upgrades, and modern touches create an inviting and stylish home. Engineered hardwood flooring flows seamlessly through the living areas and bedrooms, complemented by smooth skim-coated walls and premium paint on the first floor and primary suite. The kitchen, located on the main floor, offers both function and charm, while the spacious family room on the second floor provides an additional gathering space. Luxurious shades from The Shade Store in the living room and primary bedroom enhance privacy and ambiance, and all rooms are complete with ceiling fans for added comfort. Every detail has been considered, from the LED recessed lighting and elegant sconces to the gold and black hardware. The second-floor bathroom has been fully remodeled, and the primary suite features a large soaking tub for a spa-like retreat. The laundry includes a convenient folding station and the bonus room boasts a spacious closet. Additional highlights include a tankless water heater, new luxury carpet on the stairs, updated flooring and lighting in all bathrooms, and removable wallpaper for a customizable touch. The garage’s I-beams provide extra storage, and the side yard features low-maintenance turf. Outside, the community offers a pool, gym, playground, and beautifully landscaped streets creating a tranquil and neighborly atmosphere all within walking distance of top-rated schools and a large park. The upstairs loft can be made into a large 4th bedroom, and already has custom closet! With so many upgrades and a warm, welcoming feel, this move-in ready home is waiting for its next owner!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.98
Remaining Loan Term
26 years, 5 months
Monthly PITI
$3,234.69/mo
Estimated Loan Balance
$465,142
Cash to close
$385,716
Interest Paid
$51,644

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir, NaturalGas
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Carpet, Wood

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Community

Construction

Type & Style
  • Stories: 3
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Unknown
Condition
  • Year Built: 2012
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Chula Vista
  • Features: Pool
HOA
  • Has HOA: Yes
  • HOA Name: Tapestry/Mosiac
  • HOA Amenities: Unknown
  • HOA Fee: $226
  • HOA Frequency: $Monthly
Location
  • Region: Chula Vista

Financial Details

  • Price per Sqft: $405.29
  • Tax Annual Amount: $10623.8
  • On Market Date: 2025-02-25T00:00:00.000Z
Inquire about this property

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Apply to Assume

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Savings Calculator

Current cash to close is $385,716 (45%)
You can enter any amount below - secondary financing will cover the difference if needed.
45%
$

You cover the entire equity of $385,716!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.98% Sellers Rate
$464,184
Your Cash$385,716
Total Purchase Price:$849,900

Assumed vs Traditional Mortgage

Assumed @ 2.98%
$2,113/mo
Traditional @ 7.5%
$3,520/mo
You save $1,407/month ($16,885/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 250019876SD

Listing From:

Last updated: 2025-03-25T00:10:56.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.98%
7.15%

Principal & Interest

$2,113 /mo
$3,393 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $385,716 (45%)
You can enter any amount below - secondary financing will cover the difference if needed.
45%
$

You cover the entire equity of $385,716!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.98% Sellers Rate
$464,184
Your Cash$385,716
Total Purchase Price:$849,900

Assumed vs Traditional Mortgage

Assumed @ 2.98%
$2,113/mo
Traditional @ 7.5%
$3,520/mo
You save $1,407/month ($16,885/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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