Dan Kaercher

Dan Kaercher

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$499,999

($8,807 down)
VA

18026 W CARMEN Drive, Surprise, AZ 85388

3
2
2,122 sqft
PITI Monthly
$3,122.69 /mo

Listing courtesy of: Drew Trenhaile, Berkshire Hathaway HomeServices Arizona Properties

Assumed Rate

5.22%
7.15%

Principal & Interest

$2,807 /mo
$3,445 /mo

What's Special

GRANITE COUNTERTOPS
FIREPLACE
PATIO

Come see this beautiful home with numerous upgrades throughout! The backyard shows off a pebble tech salt water pool, palm tree landscaping, and a large covered patio with new fans. The 3-car garage to help you store all your toys. The inside of the home has 2 brand new media walls in the living room and family room with an elegantly placed fireplace. The open floorplan has 3 bedrooms plus a den/office and is great for entertaining. Gorgeous granite countertops in the kitchen and both bathrooms. Tile floors throughout the entire home except for the master bedroom. New solar screens, soft water loop, lighting fixtures, garage door insulation, ceiling fans,window coverings, added storage in the laundry room, under cabinet lighting, and a new saltwater pool pump were all recently upgraded.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
5.22
Remaining Loan Term
27 years, 6 months
Monthly PITI
$3,122.69/mo
Estimated Loan Balance
$492,524
Cash to close
$8,807
Interest Paid
$65,395

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s), Programmable Thmstat
  • Heating: Electric, Ceiling
Features
  • Materials: Synthetic Stucco, Wood Frame, Painted, Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Other, 1 Fireplace, 2 Fireplace, Living Room
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile, Concrete
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: Yes
  • Carport Spaces: 3
Water
  • Sewer: Public Sewer
  • Water Source: Pvt Water Company
Pool
  • Has Pool: Yes
  • Pool Features: Private

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style: Ranch
Materials
  • Synthetic Stucco, Wood Frame, Painted, Stucco
  • Roof: Tile, Concrete
Condition
  • Year Built: 2007
Details
  • Builder: RICHMOND AMERICAN HOMES

Community & HOA

Community
  • Subdivision: SURPRISE FARMS PHASE 4 PARCEL 5
  • Features: Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Surprise Farms Phase
  • HOA Amenities: Unknown
  • HOA Fee: $198
  • HOA Frequency: $Quarterly
Location
  • Region: Surprise

Financial Details

  • Price per Sqft: $235.63
  • Tax Annual Amount: $1791
  • On Market Date: 2025-03-07T06:00:02.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $8,807 (2%)
You can enter any amount below - secondary financing will cover the difference if needed.
2%
$

You cover the entire equity of $8,807!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.22% Sellers Rate
$491,192
Your Cash$8,807
Total Purchase Price:$499,999

Assumed vs Traditional Mortgage

Assumed @ 5.22%
$2,807/mo
Traditional @ 7.5%
$3,573/mo
You save $766/month ($9,195/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6831550

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-03-17T18:42:04.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

5.22%
7.15%

Principal & Interest

$2,807 /mo
$3,445 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $8,807 (2%)
You can enter any amount below - secondary financing will cover the difference if needed.
2%
$

You cover the entire equity of $8,807!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.22% Sellers Rate
$491,192
Your Cash$8,807
Total Purchase Price:$499,999

Assumed vs Traditional Mortgage

Assumed @ 5.22%
$2,807/mo
Traditional @ 7.5%
$3,573/mo
You save $766/month ($9,195/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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