$1,029,000
($480,415 down)1776 Cottonwood Drive, Vista, CA 92081
PITI Monthly
Listing courtesy of: Justin Kurtz, Swell Property
Assumed Rate
2.79%
7.15%Principal & Interest
$2,443 /mo
$4,020 /moWhat's Special
This gorgeous home in the highly desirable gated community of Moncado Springs is situated on the best street in this quiet neighborhood. This open concept floor plan features 3 bedrooms and an office upstairs with central AC throughout. The kitchen, living room, dining room and fireplace have been renovated with new flooring, tile, high end appliances and quartz countertops. The spacious, well maintained backyard is an entertainer's dream with pergola and fire pit. This home boasts one of the largest back yards of the entire community. Moncado Springs has a fabulous pool, spa, clubhouse, playground and park. 15 minutes to the beach and easy access to the freeway and amenities.
Assumption Snapshot
Type of Loan
FHA
Interest Rate
2.79
Remaining Loan Term
26 years, 6 months
Monthly PITI
$4,236.09/mo
Estimated Loan Balance
$599,749
Cash to close
$480,415
Interest Paid
$55,938
Facts & Features
Interior
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
Cooling & Heating
- Cooling: CentralAir
- Heating: Unknown
Features
- Materials: Unknown
- Community: Unknown
- Has Fireplace: Yes
- Fireplace Features: LivingRoom
- Flooring: Unknown
Exterior
Fencing
- Fencing: Unknown
Roof
- Roof: Unknown
Parking
- Garage: Yes
- Garage Spaces: 2
- Carport: No
- Carport Spaces:
Water
- Sewer: PublicSewer
- Water Source: Unknown
Pool
- Has Pool: No
- Pool Features: Community, InGround, Association
Construction
Type & Style
- Stories: 2
- Home type: SingleFamilyResidence
- Architectural Style: Unknown
Materials
- Unknown
- Roof: Unknown
Condition
- Year Built: 2002
Details
- Builder:
Community & HOA
Community
- Subdivision:
- Features: Curbs, DogPark, Gutters, Hiking, StormDrains, StreetLights, Suburban, Sidewalks, WaterSports, Park, Pool
HOA
- Has HOA: Yes
- HOA Name: Moncado Springs
- HOA Amenities: Unknown
- HOA Fee: $365
- HOA Frequency: $Monthly
Location
- Region: Vista
Financial Details
- Price per Sqft: $534.55
- Tax Annual Amount: $12862.5
- On Market Date: 2025-04-02T00:00:00.000Z
Inquire about this property
We will reach out to you with more details
Fill out an application to explore financing options for assuming this loan.
Apply nowSavings Calculator
You cover the entire equity of $480,415!
Enter a smaller amount if you prefer to use secondary financing.
Loan Breakdown
Assumed vs Traditional Mortgage
*Secondary financing rates are an estimated value based on input
MLS ID: NDP2503022
Listing From:
Last updated: 2025-04-02T13:47:45.000Z
© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.
Assumed Rate
2.79%
7.15%Principal & Interest
$2,443 /mo
$4,020 /moInquire about this property
We will reach out to you with more details
Fill out an application to explore financing options for assuming this loan.
Apply nowSavings Calculator
You cover the entire equity of $480,415!
Enter a smaller amount if you prefer to use secondary financing.
Loan Breakdown
Assumed vs Traditional Mortgage
*Secondary financing rates are an estimated value based on input
Follow Us
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000Resources
Apply to AssumePowered By UMe.
© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Your Home Sold Guaranteed Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.
Your Home Sold Guaranteed Realty © is committed to and abides by the Fair Housing Act of Equal Opportunity.