$859,000
($250,379 down)1758 El Cajon Lane, Ramona, CA 92065
PITI Monthly
Listing courtesy of: Sabrina Covington, Covington & Associates
Assumed Rate
2.88%
7.15%Principal & Interest
$2,744 /mo
$4,464 /moWhat's Special
Seller will entertain offers between $839,000 and $859,000. Live your dream on this fantastic flat half acre parcel! Chickens anyone? This is a golden opportunity to purchase a single family home that qualifies for 5% down is not in a high fire zone (better for homeowners insurance). Wow, what a combo! NO HOA. Bring your critter and furry friends to play in the huge gated yard! San Diego County Animal Code L attached. Large outdoor fire pit for the weekends and "almost the weekend" moments. Interior office space/sun room/remodeled kitchens & baths. Seller will consider VA loan assumption of approximately 610k at 3.125%, with a second, buyer could obtain 95% financing. Easy to show. Come and see for yourself!
Assumption Snapshot
Type of Loan
FHA
Interest Rate
2.88
Remaining Loan Term
26 years, 4 months
Monthly PITI
$4,355.08/mo
Estimated Loan Balance
$611,179
Cash to close
$250,379
Interest Paid
$67,082
Facts & Features
Interior
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
Cooling & Heating
- Cooling: CentralAir
- Heating: Unknown
Features
- Materials: Unknown
- Community: Unknown
- Has Fireplace: No
- Fireplace Features: None
- Flooring: Unknown
Exterior
Fencing
- Fencing: Unknown
Roof
- Roof: Unknown
Parking
- Garage: Yes
- Garage Spaces: 2
- Carport: No
- Carport Spaces:
Water
- Sewer: SepticTank
- Water Source: Unknown
Pool
- Has Pool: No
- Pool Features: None
Construction
Type & Style
- Stories: 1
- Home type: SingleFamilyResidence
- Architectural Style: Unknown
Materials
- Unknown
- Roof: Unknown
Condition
- Year Built: 1972
Details
- Builder:
Community & HOA
Community
- Subdivision:
- Features: Biking
HOA
- Has HOA: No
Location
- Region: Ramona
Financial Details
- Price per Sqft: $635.36
- Tax Annual Amount: $10737.5
- On Market Date: 2025-03-02T00:00:00.000Z
Inquire about this property
We will reach out to you with more details
Fill out an application to explore financing options for assuming this loan.
Apply nowSavings Calculator
You cover the entire equity of $250,379!
Enter a smaller amount if you prefer to use secondary financing.
Loan Breakdown
Assumed vs Traditional Mortgage
*Secondary financing rates are an estimated value based on input
MLS ID: NDP2501983
Listing From:
Last updated: 2025-04-02T03:40:38.000Z
© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.
Assumed Rate
2.88%
7.15%Principal & Interest
$2,744 /mo
$4,464 /moInquire about this property
We will reach out to you with more details
Fill out an application to explore financing options for assuming this loan.
Apply nowSavings Calculator
You cover the entire equity of $250,379!
Enter a smaller amount if you prefer to use secondary financing.
Loan Breakdown
Assumed vs Traditional Mortgage
*Secondary financing rates are an estimated value based on input
Follow Us
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000Resources
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