Dan Kaercher

Dan Kaercher

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$545,000

($29,612 down)
VA

17438 W LAURIE Lane, Waddell, AZ 85355

4
3
2,506 sqft
PITI Monthly
$3,679.61 /mo

Listing courtesy of: Chris Scott, HomeSmart

Assumed Rate

6.71%
7.15%

Principal & Interest

$3,391 /mo
$3,546 /mo

What's Special

NON-VETERANS
SERENE
SPACIOUS
MODERN
LUXURY
WALK-IN CLOSET
MOUNTAIN VIEWS

Stunning 4-Bedroom Home with Luxury Upgrades & Assumable VA Loan! Discover the perfect blend of elegance and functionality in this spacious 4-bed/3-bath home featuring 9-foot ceilings and a breathtaking cathedral foyer entryway with a modern chandelier. Step into the gourmet entertaining kitchen, designed for both style and convenience, boasting white shaker cabinetry with crown molding, under-cabinet accent lighting, quartz countertops, a large island, a gas range with double oven, and a spacious walk-in pantry. The open-concept living area is lined with durable porcelain plank tile and enhanced with pre-wired surround sound, a massive panoramic four-door sliding glass door, and recessed lighting throughout. The downstairs bedroom with a rare full bathroom is ideal (*see supplement) for multi-generational living. Upstairs, you'll find a spacious loft, three bedrooms with walk-in closets, and a luxurious primary suite featuring an extended sitting area or office space, a generous bathroom with walk-in shower, dual vanity sinks, and upgraded finishes. Designed for modern living, this home includes upgraded outlets and switches, a Legrand networking hub panel, temperature sensors with programmable thermostats, and dual HVAC units with a fresh air circulation system. The accented stairway lighting adds a stylish touch, and all window treatments are already installed for move-in convenience. Enjoy outdoor living with a blank canvas backyard complete with gorgeous mountain views and a built-in gas stub ready for your barbecue grill. Located adjacent to a serene common area and walking path, this property is also close to top schools (American Leadership Academy), major business hubs (PV303 & TSMC Semiconductor Facility), and premier recreation options like the White Tanks hiking trails and Desert Diamond Casino. Best of all, this home offers an assumable VA Loan at an incredible 5.45% interest rate with NO mortgage insurancesaving $660/month and approximately $190,000 over the loan term! This loan is available to both Veterans and Non-Veterans, with options for primary residence or investment property purchases.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
6.71
Remaining Loan Term
28 years, 4 months
Monthly PITI
$3,679.61/mo
Estimated Loan Balance
$516,398
Cash to close
$29,612
Interest Paid
$58,212

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s), ENERGY STAR Qualified Equipment, Programmable Thmstat
  • Heating: Natural Gas
Features
  • Materials: Synthetic Stucco, Wood Frame, Blown Cellulose, Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block, Wrought Iron
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: Pvt Water Company
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family Residence
  • Architectural Style: Contemporary
Materials
  • Synthetic Stucco, Wood Frame, Blown Cellulose, Stucco
  • Roof: Tile
Condition
  • Year Built: 2022
Details
  • Builder: Elliott Homes

Community & HOA

Community
  • Subdivision: GRANITE VISTA PHASE 2G
  • Features: Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Granite Vista HOA
  • HOA Amenities: Unknown
  • HOA Fee: $105
  • HOA Frequency: $Monthly
Location
  • Region: Waddell

Financial Details

  • Price per Sqft: $217.48
  • Tax Annual Amount: $1461
  • On Market Date: 2025-03-21T07:30:03.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $29,612 (5%)
You can enter any amount below - secondary financing will cover the difference if needed.
5%
$

You cover the entire equity of $29,612!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.71% Sellers Rate
$515,388
Your Cash$29,612
Total Purchase Price:$545,000

Assumed vs Traditional Mortgage

Assumed @ 6.71%
$3,391/mo
Traditional @ 7.5%
$3,678/mo
You save $287/month ($3,443/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6838881

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-03-22T17:08:45.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.71%
7.15%

Principal & Interest

$3,391 /mo
$3,546 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $29,612 (5%)
You can enter any amount below - secondary financing will cover the difference if needed.
5%
$

You cover the entire equity of $29,612!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.71% Sellers Rate
$515,388
Your Cash$29,612
Total Purchase Price:$545,000

Assumed vs Traditional Mortgage

Assumed @ 6.71%
$3,391/mo
Traditional @ 7.5%
$3,678/mo
You save $287/month ($3,443/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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