Dan Kaercher

Dan Kaercher

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Closed

$249,900

($58,967 down)
FHA

1733 Montana Avenue E, Saint Paul, MN 55106

3
2
1,075 sqft
PITI Monthly
$1,434.82 /mo

Listing courtesy of: , Keller Williams Premier Realty

Assumed Rate

2.74%
7.15%

Principal & Interest

$851 /mo
$1,409 /mo

What's Special

GREAT CURB APPEAL
CHARMING

Amazing opportunity to buy a charming Hillcrest 1 1/2 story home. Great curb appeal. Refinished hardwoodfloors that are stunning. Updated bath, cute kitchen, two main floor bedrooms and a nicely finishedexpansion area with newer carpet. The lower level has lots of potential to finish off or just use as aplayroom or storage.This house has an amazing assumable loan opportunity - FHA loan with a current balance of $191,760 withan interest rate of 2.74%. Put a 2nd mortgage with that and end up with an awesome blended rate. This one won't last long!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.74
Remaining Loan Term
25 years, 11 months
Monthly PITI
$1,434.82/mo
Estimated Loan Balance
$192,583
Cash to close
$58,967
Interest Paid
$22,303

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Vinyl Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: None
Roof
  • Roof: Asphalt
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Vinyl Siding
  • Roof: Asphalt
Condition
  • Year Built: 1950
Details
  • Builder:

Community & HOA

Community
  • Subdivision: J A Humphreys Sub A
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Saint Paul

Financial Details

  • Price per Sqft: $232.47
  • Tax Annual Amount: $3436
  • On Market Date: 2024-11-27T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $58,967 (24%)
You can enter any amount below - secondary financing will cover the difference if needed.
24%
$

You cover the entire equity of $58,967!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.74% Sellers Rate
$190,933
Your Cash$58,967
Total Purchase Price:$249,900

Assumed vs Traditional Mortgage

Assumed @ 2.74%
$851/mo
Traditional @ 7.5%
$1,462/mo
You save $611/month ($7,333/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6635681

Listing From: northstar

Last updated: 2025-02-28T19:55:03.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.74%
7.15%

Principal & Interest

$851 /mo
$1,409 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $58,967 (24%)
You can enter any amount below - secondary financing will cover the difference if needed.
24%
$

You cover the entire equity of $58,967!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.74% Sellers Rate
$190,933
Your Cash$58,967
Total Purchase Price:$249,900

Assumed vs Traditional Mortgage

Assumed @ 2.74%
$851/mo
Traditional @ 7.5%
$1,462/mo
You save $611/month ($7,333/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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