Dan Kaercher

Dan Kaercher

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Closed

$424,900

($179,301 down)
VA

1730 Race Street, Saint Paul, MN 55116

4
3
2,272 sqft
PITI Monthly
$1,804.74 /mo

Listing courtesy of: , Tradewind Properties

Assumed Rate

2.98%
7.15%

Principal & Interest

$1,118 /mo
$1,795 /mo

What's Special

DINING
RENOVATED
HARDWOOD FLOORS
WALK-IN CLOSET
DECK
FENCED YARD
COZY
SOLAR PANELS

Beautiful two-story home Highland area of St Paul – mins from the River/parks/trails & walking distance to W 7th local shops and bars/restaurants. Home Highlight: Solar panels will be fully paid off and immense savings to the new owner with energy bills nearly zero for 6 months of the year plus on going solar rewards. New siding, new roof! Stunning hardwood floors & bright living room greet you as you enter and make your way to the updated kitchen & dining room. Main floor bed off dining area w/ ½ bath & access to the backyard – this could easily make for a great office or bonus room. Upstairs you’ll find a hall bath, 3 beds including the large primary w/private ¾ bath & walk-in closet. Newly renovated LL w/FP provides additional living space & a cozy hangout for friends & family. Basement is completely waterproofed in 2024 including the walls and new sump pump. Fully fenced yard w/6 foot vinyl privacy fencing w/lifetime warranty. Take advantage now and enjoy the maintenance free decking while you host the next BBQ or enjoy your morning coffee or evening cocktail just in time for our amazing spring and summer months! 2 car detached garage plus parking. Some pics virtually staged. Schedule your showing today and make this your new home for years to come.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.98
Remaining Loan Term
26 years, 5 months
Monthly PITI
$1,804.74/mo
Estimated Loan Balance
$316,120
Cash to close
$179,301
Interest Paid
$27,325

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Brick/Stone, Vinyl Siding
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Insert, Living Room
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Vinyl
Roof
  • Roof: Age 8 Years or Less, Asphalt
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Brick/Stone, Vinyl Siding
  • Roof: Age 8 Years or Less, Asphalt
Condition
  • Year Built: 1947
Details
  • Builder:

Community & HOA

Community
  • Subdivision: West End
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Saint Paul

Financial Details

  • Price per Sqft: $187.02
  • Tax Annual Amount: $6442
  • On Market Date: 2025-02-17T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $179,301 (42%)
You can enter any amount below - secondary financing will cover the difference if needed.
42%
$

You cover the entire equity of $179,301!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.98% Sellers Rate
$245,599
Your Cash$179,301
Total Purchase Price:$424,900

Assumed vs Traditional Mortgage

Assumed @ 2.98%
$1,118/mo
Traditional @ 7.5%
$1,862/mo
You save $745/month ($8,934/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6672093

Listing From: northstar

Last updated: 2025-03-14T16:24:04.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.98%
7.15%

Principal & Interest

$1,118 /mo
$1,795 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $179,301 (42%)
You can enter any amount below - secondary financing will cover the difference if needed.
42%
$

You cover the entire equity of $179,301!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.98% Sellers Rate
$245,599
Your Cash$179,301
Total Purchase Price:$424,900

Assumed vs Traditional Mortgage

Assumed @ 2.98%
$1,118/mo
Traditional @ 7.5%
$1,862/mo
You save $745/month ($8,934/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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