Dan Kaercher

Dan Kaercher

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$1,075,000

($328,139 down)
FHA

17026 Oculto Court, San Diego, CA 92127

2
2
1,242 sqft
PITI Monthly
$5,653.47 /mo

Listing courtesy of: Lili Patch, Select Living Realty Group

Assumed Rate

3.75%
7.15%

Principal & Interest

$3,650 /mo
$5,323 /mo

What's Special

LOCATION
DINING
PATIO
CUL-DE-SAC
HIGHLY RATED SCHOOLS
SOLAR PANELS

Nestled in a peaceful cul-de-sac, this single level 2 Bed, 2 Bath home with pool is in a Prime Location. Offering the perfect blend of comfort and convenience with an OWNED SOLAR SYSTEM, new tankless water heater, new shower insert in the primary bath, and fresh interior paint, making this move in ready for it's next happy owners! Natural light fills the kitchen and dining areas, gorgeous granite counters & island with pendant lighting is great for entertaining, and elegant wood grained tile flooring makes for easy clean up. Just off the dining area is a great patio to enjoy your morning coffee, or invite friends over for a refreshing summer dip in your stunning black-bottom pool. Sitting on an oversized lot, equipped with 16 paid solar panels, a new independent 50 Amp circuit and ring camera's offer extra peace of mind around the property. Low HOA grants you access to the acclaimed Westwood Club Community, you will love the first-class amenities including tennis and pickleball courts, an Olympic-sized pool, sports fields, and more. Highly rated schools just a hop, skip, and jump away, with easy access to the freeway. Come home to this smart and stylish investment.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.75
Remaining Loan Term
27 years, 2 months
Monthly PITI
$5,653.47/mo
Estimated Loan Balance
$748,173
Cash to close
$328,139
Interest Paid
$81,579

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir, EnergyStarQualifiedEquipment
  • Heating: Central, ForcedAir, Fireplaces, Solar
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Gas, LivingRoom
  • Flooring: Tile

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Shingle
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Unknown
Pool
  • Has Pool: Yes
  • Pool Features: BlackBottom, HeatedPassively, InGround, Private, Association

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Shingle
Condition
  • Year Built: 1970
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Biking, Curbs, DogPark, Golf, Hiking, Mountainous, StormDrains, StreetLights, Sidewalks, Park
HOA
  • Has HOA: Yes
  • HOA Name: Westwood
  • HOA Amenities: Unknown
  • HOA Fee: $50
  • HOA Frequency: $Monthly
Location
  • Region: San Diego

Financial Details

  • Price per Sqft: $865.54
  • Tax Annual Amount: $13437.5
  • On Market Date: 2025-02-28T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $328,139 (31%)
You can enter any amount below - secondary financing will cover the difference if needed.
31%
$

You cover the entire equity of $328,139!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.75% Sellers Rate
$746,861
Your Cash$328,139
Total Purchase Price:$1,075,000

Assumed vs Traditional Mortgage

Assumed @ 3.75%
$3,650/mo
Traditional @ 7.5%
$5,521/mo
You save $1,871/month ($22,457/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PTP2501508

Listing From:

Last updated: 2025-04-02T17:24:09.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.75%
7.15%

Principal & Interest

$3,650 /mo
$5,323 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $328,139 (31%)
You can enter any amount below - secondary financing will cover the difference if needed.
31%
$

You cover the entire equity of $328,139!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.75% Sellers Rate
$746,861
Your Cash$328,139
Total Purchase Price:$1,075,000

Assumed vs Traditional Mortgage

Assumed @ 3.75%
$3,650/mo
Traditional @ 7.5%
$5,521/mo
You save $1,871/month ($22,457/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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