Dan Kaercher

Dan Kaercher

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$679,900

($459,818 down)
FHA

1695 E MIA Lane, Gilbert, AZ 85298

5
4
2,883 sqft
PITI Monthly
$1,970.22 /mo

Listing courtesy of: Katrina L McCarthy, Citiea

Assumed Rate

3.57%
7.15%

Principal & Interest

$1,356 /mo
$2,022 /mo

What's Special

GATED COMMUNITY
SHOPPING
ENTERTAINMENT
DINING
SPACIOUS
WALK-IN CLOSET
HOME OFFICE

Welcome to MIA LANE, located in the highly sought-after gated community of San Tan Estates in Gilbert 85298! This lovingly maintained home, offered by its original owners, boasts beautiful curb appeal and a spacious backyard that's ready for your personal touch—ideal for creating an oasis or outdoor entertainment space. Inside, you'll find a bright, clean, and move-in-ready interior. The floor plan is thoughtfully designed with the owner's suite conveniently located downstairs, providing added privacy and ease of access. Upstairs, four spacious bedrooms each feature walk-in closets, offering ample storage. A large loft adds flexibility, perfect for a play area, media room, or home office. This home sits within the desirable Chandler School District and is near Gilbert Christian School. Located just minutes from Downtown Gilbert, Veterans Oasis Park, Gilbert Regional Park, and Santan Village Mall, you'll have endless shopping, dining, and entertainment options at your fingertips. Embrace the vibrant lifestyle of Gilbert in this exceptional property!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.57
Remaining Loan Term
18 years, 1 months
Monthly PITI
$1,970.22/mo
Estimated Loan Balance
$222,173
Cash to close
$459,818
Interest Paid
$111,105

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 4
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s), Programmable Thmstat
  • Heating: Natural Gas
Features
  • Materials: Synthetic Stucco, Wood Frame, Painted, Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family Residence
  • Architectural Style:
Materials
  • Synthetic Stucco, Wood Frame, Painted, Stucco
  • Roof: Tile
Condition
  • Year Built: 2013
Details
  • Builder: K Hovnanian Homes

Community & HOA

Community
  • Subdivision: SAN TAN ESTATES
  • Features: Gated, Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: San Tan Estates
  • HOA Amenities: Unknown
  • HOA Fee: $165
  • HOA Frequency: $Monthly
Location
  • Region: Gilbert

Financial Details

  • Price per Sqft: $235.83
  • Tax Annual Amount: $2827
  • On Market Date: 2024-11-11T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $459,818 (68%)
You can enter any amount below - secondary financing will cover the difference if needed.
68%
$

You cover the entire equity of $459,818!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.57% Sellers Rate
$220,082
Your Cash:$459,818
Total Purchase Price:$679,900

Assumed vs Traditional Mortgage

Assumed @ 3.57%
$1,356/mo
Traditional @ 7.5%
$2,097/mo
You save $741/month ($8,895/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6780617

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-04-01T19:45:25.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.57%
7.15%

Principal & Interest

$1,356 /mo
$2,022 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $459,818 (68%)
You can enter any amount below - secondary financing will cover the difference if needed.
68%
$

You cover the entire equity of $459,818!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.57% Sellers Rate
$220,082
Your Cash:$459,818
Total Purchase Price:$679,900

Assumed vs Traditional Mortgage

Assumed @ 3.57%
$1,356/mo
Traditional @ 7.5%
$2,097/mo
You save $741/month ($8,895/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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