Dan Kaercher

Dan Kaercher

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$1,129,000

($156,894 down)
VA

166 Ebony Avenue, Imperial Beach, CA 91932

3
2
1,301 sqft
PITI Monthly
$7,487.96 /mo

Listing courtesy of: Catherine Iacometti, Catherine Clamp Real Estate

Assumed Rate

6.05%
7.15%

Principal & Interest

$5,990 /mo
$6,712 /mo

What's Special

LOCATION
PATIO
PET-FRIENDLY
CHARMING
COZY

This breathtaking California beach cottage is the epitome of a luxurious coastal getaway, featuring three bedrooms, two full bathrooms, and upscale finishes throughout. Situated just a block from the beach, this charming residence offers a perfect balance of elegance and coastal charm. Step inside and be greeted by a sunlit great room adorned with a cozy fire stove. The kitchen is equipped with top-of-the-line Cafe appliances and stunning quartz countertops. The house includes a whole-house water softener and filter for pristine water quality. Experience ultimate comfort with heated bathroom floors and towel racks, as well as air conditioning for those warm summer nights. Relax on the front patio or host a BBQ with loved ones. The side yard has pet-friendly artificial turf, ensuring your furry family member is just as comfortable. With its unbeatable location near the sandy coastline, this beach cottage is a true coastal haven. Don't miss out on the chance to enjoy the finest in beachfront living at this exquisite retreat.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
6.05
Remaining Loan Term
28 years, 2 months
Monthly PITI
$7,487.96/mo
Estimated Loan Balance
$973,189
Cash to close
$156,894
Interest Paid
$109,043

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FreeStanding, WoodBurning
  • Flooring: Laminate

Exterior

Fencing
  • Fencing: GoodCondition, Wood
Roof
  • Roof: Unknown
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Cottage
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1932
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Biking, DogPark, Fishing, Hiking, Park, StreetLights, Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Imperial Beach

Financial Details

  • Price per Sqft: $867.79
  • Tax Annual Amount: $14112.5
  • On Market Date: 2025-02-13T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $156,894 (14%)
You can enter any amount below - secondary financing will cover the difference if needed.
14%
$

You cover the entire equity of $156,894!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.05% Sellers Rate
$972,106
Your Cash$156,894
Total Purchase Price:$1,129,000

Assumed vs Traditional Mortgage

Assumed @ 6.05%
$5,990/mo
Traditional @ 7.5%
$6,962/mo
You save $972/month ($11,665/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PTP2501130

Listing From:

Last updated: 2025-04-02T15:38:00.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.05%
7.15%

Principal & Interest

$5,990 /mo
$6,712 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $156,894 (14%)
You can enter any amount below - secondary financing will cover the difference if needed.
14%
$

You cover the entire equity of $156,894!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.05% Sellers Rate
$972,106
Your Cash$156,894
Total Purchase Price:$1,129,000

Assumed vs Traditional Mortgage

Assumed @ 6.05%
$5,990/mo
Traditional @ 7.5%
$6,962/mo
You save $972/month ($11,665/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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