Dan Kaercher

Dan Kaercher

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Closed

$450,000

($331,496 down)
FHA

16620 Desert Lily Street, Victorville, CA 92394

4
3
2,020 sqft
PITI Monthly
$910.77 /mo

Listing courtesy of: Michelle Bracco, RELIANCE REAL ESTATE SERVICES

Assumed Rate

4.46%
7.15%

Principal & Interest

$667 /mo
$893 /mo

What's Special

DINING
SPACIOUS
MODERN
WALK-IN CLOSET
COZY

Discover your perfect home in the desirable Cypress Pointe Community of Victorville! This beautifully maintained residence offers 4 spacious bedrooms and 3 well-appointed bathrooms, providing ample living space for family and entertaining. As you enter, you'll be greeted by a cozy front room, ideal for extra seating. Continue into the living room, which seamlessly connects to the dining area and kitchen, creating an open and airy atmosphere perfect for gatherings. The heart of the home features a modern kitchen with a convenient walk-in pantry with tons of storage and a center island with a breakfast bar. Whether you're preparing a family meal or hosting a dinner party, this kitchen has everything you need. The master bedroom is a true haven with its own en-suite bathroom and a walk-in closet. The master bath includes dual sinks, a walk-in shower, and a linen closet for added convenience. Three additional guest bedrooms offer flexibility and comfort. An upstairs guest bathroom features dual sinks and a tub/shower combo. Enjoy the convenience of an indoor laundry room located downstairs with ample counter and storage space. Ceiling fans are installed to help keep energy costs down and ensure year-round comfort. The front yard boasts drought-tolerant landscaping, and the backyard is an empty canvas waiting for your special touch. Plus, with no homes directly behind you, you'll enjoy added privacy.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.46
Remaining Loan Term
23 years, 11 months
Monthly PITI
$910.77/mo
Estimated Loan Balance
$131,736
Cash to close
$331,496
Interest Paid
$34,014

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile, Vinyl, Wood

Exterior

Fencing
  • Fencing: Brick, Vinyl
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Traditional
Materials
  • Stucco
  • Roof: Tile
Condition
  • Year Built: 2006
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: StormDrains, StreetLights, Suburban, Sidewalks
HOA
  • Has HOA: Yes
  • HOA Name: Cypress Pointe
  • HOA Amenities: Unknown
  • HOA Fee: $55
  • HOA Frequency: $Monthly
Location
  • Region: Victorville

Financial Details

  • Price per Sqft: $222.77
  • Tax Annual Amount: $
  • On Market Date: 2024-12-17T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $331,496 (74%)
You can enter any amount below - secondary financing will cover the difference if needed.
74%
$

You cover the entire equity of $331,496!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.46% Sellers Rate
$118,504
Your Cash:$331,496
Total Purchase Price:$450,000

Assumed vs Traditional Mortgage

Assumed @ 4.46%
$667/mo
Traditional @ 7.5%
$927/mo
You save $260/month ($3,115/year)

*Secondary financing rates are an estimated value based on input

MLS ID: CV24250694

Listing From:

Last updated: 2024-12-19T06:04:53.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.46%
7.15%

Principal & Interest

$667 /mo
$893 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $331,496 (74%)
You can enter any amount below - secondary financing will cover the difference if needed.
74%
$

You cover the entire equity of $331,496!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.46% Sellers Rate
$118,504
Your Cash:$331,496
Total Purchase Price:$450,000

Assumed vs Traditional Mortgage

Assumed @ 4.46%
$667/mo
Traditional @ 7.5%
$927/mo
You save $260/month ($3,115/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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