Dan Kaercher

Dan Kaercher

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Closed

$375,000

($227,456 down)
VA

1659 Fernwood Street, Saint Paul, MN 55108

3
3
1,435 sqft
PITI Monthly
$1,636.77 /mo

Listing courtesy of: , Coldwell Banker Realty

Assumed Rate

4.43%
7.15%

Principal & Interest

$1,078 /mo
$1,449 /mo

What's Special

LOCATION
SHOPPING
DINING
SPACIOUS
MODERN

Welcome home to this mid-century modern home in a great location close to Como Park, shopping, restaurants and more. Home features hardwood flooring, coved ceilings, newer windows, and updates throughout. The spacious kitchen includes maple cabinetry, newer range and dishwasher, informal dining space, and center island. Lower level family room has been used as a primary suite and the den on main floor is a previous bedroom with closet. Attached, 2 car garage. Ready to move right in and enjoy!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
4.43
Remaining Loan Term
15 years, 7 months
Monthly PITI
$1,636.77/mo
Estimated Loan Balance
$149,658
Cash to close
$227,456
Interest Paid
$117,382

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Brick/Stone, Stucco, Wood Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Chain Link, Other, Wood
Roof
  • Roof: Asphalt, Pitched
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Brick/Stone, Stucco, Wood Siding
  • Roof: Asphalt, Pitched
Condition
  • Year Built: 1959
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Chelsea Heights
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Saint Paul

Financial Details

  • Price per Sqft: $261.32
  • Tax Annual Amount: $4906
  • On Market Date: 2024-11-25T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $227,456 (61%)
You can enter any amount below - secondary financing will cover the difference if needed.
61%
$

You cover the entire equity of $227,456!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.43% Sellers Rate
$147,544
Your Cash:$227,456
Total Purchase Price:$375,000

Assumed vs Traditional Mortgage

Assumed @ 4.43%
$1,078/mo
Traditional @ 7.5%
$1,503/mo
You save $425/month ($5,098/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6614405

Listing From: northstar

Last updated: 2025-01-03T21:31:02.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.43%
7.15%

Principal & Interest

$1,078 /mo
$1,449 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $227,456 (61%)
You can enter any amount below - secondary financing will cover the difference if needed.
61%
$

You cover the entire equity of $227,456!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.43% Sellers Rate
$147,544
Your Cash:$227,456
Total Purchase Price:$375,000

Assumed vs Traditional Mortgage

Assumed @ 4.43%
$1,078/mo
Traditional @ 7.5%
$1,503/mo
You save $425/month ($5,098/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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