Dan Kaercher

Dan Kaercher

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Closed

$440,000

($47,775 down)
FHA

16529 Ottawa Street, Victorville, CA 92395

4
2
1,761 sqft
PITI Monthly
$3,106.28 /mo

Listing courtesy of: Jane Nottingham, CENTURY 21 LOIS LAUER REALTY

Assumed Rate

5.23%
7.15%

Principal & Interest

$2,218 /mo
$2,719 /mo

What's Special

SPACIOUS
MODERN
GRANITE COUNTERTOPS
BREAKFAST NOOK
MASTER SUITE
COZY

Stunning Split-Level Home with Breathtaking Views in Victorville! Discover this exceptional 4-bedroom, 2-bathroom residence, offering 1,761 sqft of thoughtfully designed living space on a generous 19,100 sqft lot. Ideal for families, this split-level layout provides both privacy and open areas for entertaining. Step into the heart of the home—the spacious kitchen—where culinary dreams come true! Featuring ample granite countertops, and a delightful breakfast nook with natural light, it’s perfect for family meals and gatherings. The cozy living room invites relaxation, while the three-car garage and oversized driveway ensure plenty of room for vehicles and recreational toys. A bright and airy laundry room with storage options adds to the home's functionality. Each oversized bedroom is filled with light, showcasing shutters and ample closet space. Both bathrooms have been beautifully upgraded with luxurious marble countertops, stylish mosaic backsplashes, and modern fixtures. Retreat to the expansive Master Suite, complete with a walk in closet, elegant sink, a spacious shower—perfect for unwinding after a long day. Enjoy the benefits of a paid-off 3.6 kW solar system with 12 panels! The backyard is a blank canvas, ready for your personal touch to create the ultimate outdoor oasis. This remarkable home is a must-see! Schedule your tour today and seize the opportunity to make it yours! Professional photos to follow.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
5.23
Remaining Loan Term
27 years, 3 months
Monthly PITI
$3,106.28/mo
Estimated Loan Balance
$391,896
Cash to close
$47,775
Interest Paid
$56,784

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Insert, WoodBurningStove
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: SepticTypeUnknown
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1990
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Rural
HOA
  • Has HOA: No
Location
  • Region: Victorville

Financial Details

  • Price per Sqft: $249.86
  • Tax Annual Amount: $5500
  • On Market Date: 2025-01-28T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $47,775 (11%)
You can enter any amount below - secondary financing will cover the difference if needed.
11%
$

You cover the entire equity of $47,775!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.23% Sellers Rate
$392,225
Your Cash$47,775
Total Purchase Price:$440,000

Assumed vs Traditional Mortgage

Assumed @ 5.23%
$2,218/mo
Traditional @ 7.5%
$2,820/mo
You save $602/month ($7,228/year)

*Secondary financing rates are an estimated value based on input

MLS ID: IG25016146

Listing From:

Last updated: 2025-03-06T01:12:45.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

5.23%
7.15%

Principal & Interest

$2,218 /mo
$2,719 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $47,775 (11%)
You can enter any amount below - secondary financing will cover the difference if needed.
11%
$

You cover the entire equity of $47,775!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.23% Sellers Rate
$392,225
Your Cash$47,775
Total Purchase Price:$440,000

Assumed vs Traditional Mortgage

Assumed @ 5.23%
$2,218/mo
Traditional @ 7.5%
$2,820/mo
You save $602/month ($7,228/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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