Dan Kaercher

Dan Kaercher

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Closed

$379,000

($153,147 down)
FHA

16526 W COTTONWOOD Street, Surprise, AZ 85388

3
2
1,305 sqft
PITI Monthly
$1,425.46 /mo

Listing courtesy of: Curtis Mitchell, Berkshire Hathaway HomeServices Arizona Properties

Assumed Rate

3.06%
7.15%

Principal & Interest

$1,023 /mo
$1,626 /mo

What's Special

DINING
CHARMING
COZY

Step into this charming 3 bedroom, 2 bathroom home nestled conveniently off the 303 and Bell Rd. The cozy interiors welcome you with new vinyl plank floors throughout, and freshly painted cabinetry with upgraded hardware, creating a seamless blend of style and comfort. The home boasts a brand new AC unit installed in 2021, ensuring year-round comfort. Located in a vibrant established neighborhood, this gem is surrounded by schools, dining spots, and everything you might need. Perfect for a budding family or those seeking a cozy starter home! Come see it before its gone!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.06
Remaining Loan Term
26 years, 2 months
Monthly PITI
$1,425.46/mo
Estimated Loan Balance
$260,286
Cash to close
$153,147
Interest Paid
$27,126

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Ceiling Fan(s), Programmable Thmstat, Refrigeration
  • Heating: Electric
Features
  • Materials: Painted, Stucco, Frame - Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Vinyl

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: Pvt Water Company
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family - Detached
  • Architectural Style:
Materials
  • Painted, Stucco, Frame - Wood
  • Roof: Tile
Condition
  • Year Built: 2003
Details
  • Builder: Beazer

Community & HOA

Community
  • Subdivision: NORTHWEST RANCH PHASE 1
  • Features: Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Northwest Ranch
  • HOA Amenities: Unknown
  • HOA Fee: $69
  • HOA Frequency: $Monthly
Location
  • Region: Surprise

Financial Details

  • Price per Sqft: $290.42
  • Tax Annual Amount: $982
  • On Market Date: 2024-07-04T07:36:06.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $153,147 (40%)
You can enter any amount below - secondary financing will cover the difference if needed.
40%
$

You cover the entire equity of $153,147!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.06% Sellers Rate
$225,853
Your Cash$153,147
Total Purchase Price:$379,000

Assumed vs Traditional Mortgage

Assumed @ 3.06%
$1,023/mo
Traditional @ 7.5%
$1,687/mo
You save $664/month ($7,968/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6693280

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-03-04T22:03:56.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.06%
7.15%

Principal & Interest

$1,023 /mo
$1,626 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $153,147 (40%)
You can enter any amount below - secondary financing will cover the difference if needed.
40%
$

You cover the entire equity of $153,147!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.06% Sellers Rate
$225,853
Your Cash$153,147
Total Purchase Price:$379,000

Assumed vs Traditional Mortgage

Assumed @ 3.06%
$1,023/mo
Traditional @ 7.5%
$1,687/mo
You save $664/month ($7,968/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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