Dan Kaercher

Dan Kaercher

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Closed

$459,900

($34,481 down)
FHA

16508 N LASSO Drive, Surprise, AZ 85374

4
2
1,935 sqft
PITI Monthly
$3,191.83 /mo

Listing courtesy of: Michael Wiley, HomeSmart

Assumed Rate

6.43%
7.15%

Principal & Interest

$2,697 /mo
$2,903 /mo

What's Special

DINING
SPACIOUS
WALK-IN CLOSET
PATIO

Assumable FHA loan at 5.25%!! Balance to be assumed very favorable for an FHA loan and save thousands in closing costs. This home features 4 bedrooms, 2 bathrooms, a porch entry, pool, new (2023) AC, and roof. The formal living and dining room are perfect for entertaining. The eat-in kitchen boasts quartz counters, newer stainless-steel appliances, breakfast bar seating, and a dining area that opens to a spacious family room. The owner's suite includes a walk-in closet and a full en-suite bathroom. Other upgrades include updated fixtures, wood plank tile flooring, newer paint, and carpet in the bedrooms. French doors lead to a covered patio and a easy maintenance backyard with a sparkling pool with a water feature. Complete with an RV gate, this move in ready home has it all.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.43
Remaining Loan Term
28 years, 3 months
Monthly PITI
$3,191.83/mo
Estimated Loan Balance
$428,319
Cash to close
$34,481
Interest Paid
$47,912

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Refrigeration, Ceiling Fan(s)
  • Heating: Electric
Features
  • Materials: Painted, Stucco, Frame - Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: Pvt Water Company
Pool
  • Has Pool: Yes
  • Pool Features: Private

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family - Detached
  • Architectural Style:
Materials
  • Painted, Stucco, Frame - Wood
  • Roof: Tile
Condition
  • Year Built: 1999
Details
  • Builder: Unknown

Community & HOA

Community
  • Subdivision: LEGACY AND HERITAGE AT WEST POINT TOWN CENTER REPL
  • Features: Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: West Point Towne
  • HOA Amenities: Unknown
  • HOA Fee: $180
  • HOA Frequency: $Quarterly
Location
  • Region: Surprise

Financial Details

  • Price per Sqft: $237.67
  • Tax Annual Amount: $1570
  • On Market Date: 2024-06-06T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $34,481 (7%)
You can enter any amount below - secondary financing will cover the difference if needed.
7%
$

You cover the entire equity of $34,481!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.43% Sellers Rate
$425,419
Your Cash$34,481
Total Purchase Price:$459,900

Assumed vs Traditional Mortgage

Assumed @ 6.43%
$2,697/mo
Traditional @ 7.5%
$3,012/mo
You save $314/month ($3,771/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6715026

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2024-09-29T09:01:00.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.43%
7.15%

Principal & Interest

$2,697 /mo
$2,903 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $34,481 (7%)
You can enter any amount below - secondary financing will cover the difference if needed.
7%
$

You cover the entire equity of $34,481!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.43% Sellers Rate
$425,419
Your Cash$34,481
Total Purchase Price:$459,900

Assumed vs Traditional Mortgage

Assumed @ 6.43%
$2,697/mo
Traditional @ 7.5%
$3,012/mo
You save $314/month ($3,771/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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