Dan Kaercher

Dan Kaercher

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Pending

$414,800

($258,996 down)
VA

16445 Joshua Street, Hesperia, CA 92345

4
2
1,330 sqft
PITI Monthly
$1,055.27 /mo

Listing courtesy of: Shannon Murphy, CENTURY 21 Rose Realty

Assumed Rate

3.94%
7.15%

Principal & Interest

$905 /mo
$1,290 /mo

What's Special

LOCATION
DINING
SPACIOUS
STAINLESS STEEL APPLIANCES
FIREPLACE
PATIO

Great find! Upgraded home on an oversized lot. RV and toy parking. Upgraded kitchen. Four bedrooms. All windows have been replaced to maximize energy efficiency. This home is also on solar so power cost is LOW. Open floor plan with kitchen, large dining area, and spacious living room all connected nicely for everyday living and for entertaining a large crowd. The interior of the home is neutral throughout with flooring and paint choices to match any decor. Living room is quite large and features a raised hearth brick fireplace, and a sliding glass door that leads to a covered patio. Kitchen features granite counters, glass tile backsplash, stainless steel appliances, and granite coated double sink with spray faucet. The lot is tree lined, and has mature shade trees. This location is ideal for commuters as Ranchero Rd is a direct link to the I-15 freeway. Lots of space for parking, pets, play and more!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.94
Remaining Loan Term
20 years, 9 months
Monthly PITI
$1,055.27/mo
Estimated Loan Balance
$157,753
Cash to close
$258,996
Interest Paid
$63,306

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: ChainLink
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: SepticTypeUnknown
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Traditional
Materials
  • Unknown
  • Roof: Composition
Condition
  • Year Built: 1985
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Hiking
HOA
  • Has HOA: No
Location
  • Region: Hesperia

Financial Details

  • Price per Sqft: $311.88
  • Tax Annual Amount: $5185
  • On Market Date: 2024-10-27T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $258,996 (62%)
You can enter any amount below - secondary financing will cover the difference if needed.
62%
$

You cover the entire equity of $258,996!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.94% Sellers Rate
$155,804
Your Cash:$258,996
Total Purchase Price:$414,800

Assumed vs Traditional Mortgage

Assumed @ 3.94%
$905/mo
Traditional @ 7.5%
$1,338/mo
You save $433/month ($5,194/year)

*Secondary financing rates are an estimated value based on input

MLS ID: HD24222205

Listing From:

Last updated: 2025-04-01T20:12:48.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.94%
7.15%

Principal & Interest

$905 /mo
$1,290 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $258,996 (62%)
You can enter any amount below - secondary financing will cover the difference if needed.
62%
$

You cover the entire equity of $258,996!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.94% Sellers Rate
$155,804
Your Cash:$258,996
Total Purchase Price:$414,800

Assumed vs Traditional Mortgage

Assumed @ 3.94%
$905/mo
Traditional @ 7.5%
$1,338/mo
You save $433/month ($5,194/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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