Dan Kaercher

Dan Kaercher

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$550,000

($245,694 down)
FHA

1637 E CAMINO DEL SANTO --, Phoenix, AZ 85022

3
2
1,538 sqft
PITI Monthly
$1,914.76 /mo

Listing courtesy of: Tony Mastricola, Jason Mitchell Real Estate

Assumed Rate

2.9%
7.15%

Principal & Interest

$1,367 /mo
$2,218 /mo

What's Special

SERENE
SPACIOUS
MODERN
RENOVATED
LUXURY
DECK
PATIO
MOUNTAIN VIEWS

Enjoy million-dollar views at half the price from your spacious patio and view deck! Perched high on an elevated lot, this beautifully renovated home offers breathtaking city lights and mountain views. Step inside to a thoughtfully updated interior featuring a split-floor plan with 3 bedrooms and luxurious upgrades throughout. The home boasts brand-new baths, a sleek modern kitchen, and contemporary flooring for a fresh, sophisticated feel. The black kitchen cabinets create a bold contrast against the white quartz countertops and stylish tile backsplash, while luxury wood floors—installed at a 45—add dramatic flair. Backing to a serene mountain preserve offers privacy and a peaceful retreat. This home is a must-see to truly appreciate the unmatched views and contemporary elegance!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.9
Remaining Loan Term
26 years, 8 months
Monthly PITI
$1,914.76/mo
Estimated Loan Balance
$305,564
Cash to close
$245,694
Interest Paid
$30,626

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Electric
Features
  • Materials: Synthetic Stucco, Painted, Stucco, Block
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: 1 Fireplace, Family Room
  • Flooring: Wood

Exterior

Fencing
  • Fencing: Block, Chain Link
Roof
  • Roof: Foam, Rolled/Hot Mop
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Septic in & Cnctd, Septic Tank
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family Residence
  • Architectural Style: Contemporary
Materials
  • Synthetic Stucco, Painted, Stucco, Block
  • Roof: Foam, Rolled/Hot Mop
Condition
  • Year Built: 1974
Details
  • Builder: Unknown

Community & HOA

Community
  • Subdivision: MONTCLAIR HEIGHTS
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Phoenix

Financial Details

  • Price per Sqft: $357.61
  • Tax Annual Amount: $1786
  • On Market Date: 2025-03-28T20:40:12.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $245,694 (45%)
You can enter any amount below - secondary financing will cover the difference if needed.
45%
$

You cover the entire equity of $245,694!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.9% Sellers Rate
$304,306
Your Cash$245,694
Total Purchase Price:$550,000

Assumed vs Traditional Mortgage

Assumed @ 2.9%
$1,367/mo
Traditional @ 7.5%
$2,300/mo
You save $934/month ($11,204/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6842686

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-03-28T22:48:49.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.9%
7.15%

Principal & Interest

$1,367 /mo
$2,218 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $245,694 (45%)
You can enter any amount below - secondary financing will cover the difference if needed.
45%
$

You cover the entire equity of $245,694!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.9% Sellers Rate
$304,306
Your Cash$245,694
Total Purchase Price:$550,000

Assumed vs Traditional Mortgage

Assumed @ 2.9%
$1,367/mo
Traditional @ 7.5%
$2,300/mo
You save $934/month ($11,204/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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