Dan Kaercher

Dan Kaercher

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Pending

$999,888

($203,377 down)
VA

1635 Cuyamaca Ave, Spring Valley, CA 91977

4
3
2,503 sqft
PITI Monthly
$4,849.55 /mo

Listing courtesy of: Todd Armstrong, Compass

Assumed Rate

2.88%
7.15%

Principal & Interest

$3,591 /mo
$5,843 /mo

What's Special

SERENE
SHOPPING
DINING
MODERN
RENOVATED
LUXURY
GRANITE COUNTERTOPS
IRRIGATION SYSTEM
MOUNTAIN VIEWS
SOLAR PANELS

Explore this stunning 4-bedroom, 2.5-bath home nestled in the hills of Dictionary Hill. This tri-level property offers approx. 2,503 sqft of meticulously upgraded living space, where luxury meets sustainability, all while boasting breathtaking panoramic mountain views. Step into your private outdoor oasis, featuring a sparkling pool & spa with custom color-changing LED lighting for magical evening swims. The built-in outdoor grill & fridge make BBQs a breeze, while the serene mountain backdrop offers ultimate relaxation. New Pentair pool equipment ensures year-round resort-style enjoyment. This eco-friendly home is powered by fully owned solar panels & Tesla Powerwalls for major energy savings. The upgraded 200-amp electrical panel includes dual EV chargers for simultaneous charging, even during outages. The chef’s kitchen shines with seafoam green granite countertops, a Jennair dishwasher, a GE Monogram downdraft stove vent, and a wine fridge & rack, perfect for entertaining. The expansive primary suite boasts dual custom closets and a private retreat, while the renovated en-suite bath features a new skylight and modern upgrades. With new chandeliers, new carpet, a partially upgraded roof, new Anderson windows, and a fully automated Pentair pool system, this home has been meticulously enhanced for worry-free living. The backyard is a gardener’s paradise, with avocado, pomegranate, lemon, lime, orange trees, and more. A new irrigation system makes maintenance effortless. Conveniently located near shopping, dining, and major freeways, this home is a perfect sanctuary.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.88
Remaining Loan Term
26 years, 4 months
Monthly PITI
$4,849.55/mo
Estimated Loan Balance
$799,858
Cash to close
$203,377
Interest Paid
$87,792

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir, WholeHouseFan, Zoned
  • Heating: ForcedAir, Fireplaces, NaturalGas, Zoned
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Gas, LivingRoom
  • Flooring: Carpet, Wood

Exterior

Fencing
  • Fencing: Block, Partial
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: Yes
  • Pool Features: GasHeat, Heated, InGround, Private

Construction

Type & Style
  • Stories: 3
  • Home type: SingleFamilyResidence
  • Architectural Style: Modern
Materials
  • Stucco
  • Roof: Composition
Condition
  • Year Built: 1990
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Spring Valley
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Spring Valley

Financial Details

  • Price per Sqft: $399.48
  • Tax Annual Amount: $12498.6
  • On Market Date: 2025-02-18T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $203,377 (20%)
You can enter any amount below - secondary financing will cover the difference if needed.
20%
$

You cover the entire equity of $203,377!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.88% Sellers Rate
$796,511
Your Cash$203,377
Total Purchase Price:$999,888

Assumed vs Traditional Mortgage

Assumed @ 2.88%
$3,591/mo
Traditional @ 7.5%
$6,060/mo
You save $2,469/month ($29,629/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 250019245SD

Listing From:

Last updated: 2025-03-05T18:45:40.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.88%
7.15%

Principal & Interest

$3,591 /mo
$5,843 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $203,377 (20%)
You can enter any amount below - secondary financing will cover the difference if needed.
20%
$

You cover the entire equity of $203,377!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.88% Sellers Rate
$796,511
Your Cash$203,377
Total Purchase Price:$999,888

Assumed vs Traditional Mortgage

Assumed @ 2.88%
$3,591/mo
Traditional @ 7.5%
$6,060/mo
You save $2,469/month ($29,629/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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