Dan Kaercher

Dan Kaercher

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$425,000

($154,403 down)
FHA

16292 N Naegel Drive, Surprise, AZ 85374

4
2
2,056 sqft
PITI Monthly
$2,322.96 /mo

Listing courtesy of: Shaun Robertson, West USA Realty

Assumed Rate

7.62%
7.15%

Principal & Interest

$1,936 /mo
$1,849 /mo

What's Special

SHOPPING
DINING
MODERN
GRANITE COUNTERTOPS

Welcome to this stunning 4-bedroom, 2-bathroom home featuring a desirable split floor plan and modern upgrades throughout. Situated on a larger lot, this home offers plenty of space for outdoor enjoyment, complete with a built-in BBQ—perfect for entertaining! Inside, you'll love the elegant granite countertops, plantation shutters, and a thoughtfully designed layout that maximizes comfort and functionality. The newer AC unit ensures year-round efficiency and comfort. Located in a prime Surprise neighborhood, this home is just minutes from shopping, dining, and major commuting routes, making daily life a breeze. Don't miss this fantastic family home!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
7.62
Remaining Loan Term
28 years, 8 months
Monthly PITI
$2,322.96/mo
Estimated Loan Balance
$270,813
Cash to close
$154,403
Interest Paid
$27,653

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Ceiling Fan(s)
  • Heating: Electric
Features
  • Materials: Stucco, Wood Frame, Painted
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: 1 Fireplace, Living Room
  • Flooring: Tile, Wood

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style: Ranch
Materials
  • Stucco, Wood Frame, Painted
  • Roof: Tile
Condition
  • Year Built: 1999
Details
  • Builder: CANTERRA HOMES

Community & HOA

Community
  • Subdivision: West Point
  • Features: Playground
HOA
  • Has HOA: Yes
  • HOA Name: West Point Towne Com
  • HOA Amenities: Unknown
  • HOA Fee: $180
  • HOA Frequency: $Quarterly
Location
  • Region: Surprise

Financial Details

  • Price per Sqft: $206.71
  • Tax Annual Amount: $1334
  • On Market Date: 2025-03-21T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $154,403 (36%)
You can enter any amount below - secondary financing will cover the difference if needed.
36%
$

You cover the entire equity of $154,403!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage7.62% Sellers Rate
$270,597
Your Cash$154,403
Total Purchase Price:$425,000

Assumed vs Traditional Mortgage

Assumed @ 7.62%
$1,936/mo
Traditional @ 7.5%
$1,918/mo
You save $-19/month ($-225/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6833379

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-04-03T13:49:19.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

7.62%
7.15%

Principal & Interest

$1,936 /mo
$1,849 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $154,403 (36%)
You can enter any amount below - secondary financing will cover the difference if needed.
36%
$

You cover the entire equity of $154,403!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage7.62% Sellers Rate
$270,597
Your Cash$154,403
Total Purchase Price:$425,000

Assumed vs Traditional Mortgage

Assumed @ 7.62%
$1,936/mo
Traditional @ 7.5%
$1,918/mo
You save $-19/month ($-225/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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