Dan Kaercher

Dan Kaercher

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Closed

$433,000

($125,447 down)
FHA

16289 Ponderosa Drive, Cobb, CA 95426

3
2
2,500 sqft
PITI Monthly
$2,346.52 /mo

Listing courtesy of: Wendy Zepeda, Century 21 Epic

Assumed Rate

3.45%
7.15%

Principal & Interest

$1,506 /mo
$2,280 /mo

What's Special

REMODELED
MODERN
LUXURY
FIREPLACE
VAULTED CEILINGS
DECK
BALCONY
EFFICIENT

Prestige on Ponderosa! 3BD., 2 BTH., built in 2009 with bonus room, 2,500 SF luxury home in Cobb, Ca. Inside this contemporary home you’ll find a newer remodeled interior with energy efficient light fixtures inside and out, security doors and modern ceiling fans. Step into stunning architecture with a trio of vertical windows, vaulted ceilings, bullnose corners and a fireplace with intricate tile work. Through the archway you enter the kitchen boasting granite counters, beautiful cabinets with underlighting, 2 of them glass-faced, and a built in wine rack. Off the deck you'll enjoy beautiful scenery in the whispering Ponderosa pines and you're just up from the golf course. Located downstairs is the primary bedroom with office, laundry room and unfinished bonus room. Additionally you have a private balcony overlooking the expansive back yard and an extra sitting area to enjoy cool evenings. Tahoe like atmosphere surrounds this property and it's only 15 minutes from Middletown making it a commutable distance to the Napa Valley and Santa Rosa.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.45
Remaining Loan Term
25 years, 1 months
Monthly PITI
$2,346.52/mo
Estimated Loan Balance
$308,173
Cash to close
$125,447
Interest Paid
$54,473

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central, Fireplaces, Propane
Features
  • Materials: ShakeSiding, WoodSiding
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom, Propane
  • Flooring: Carpet, Laminate, Tile

Exterior

Fencing
  • Fencing: Partial, Wire
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: AerobicSeptic
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Contemporary
Materials
  • ShakeSiding, WoodSiding
  • Roof: Composition
Condition
  • Year Built: 2009
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Golf, Hiking, Hunting, Lake, NearNationalForest, Park, Rural, Fishing, Marina
HOA
  • Has HOA: No
Location
  • Region: Cobb

Financial Details

  • Price per Sqft: $173.2
  • Tax Annual Amount: $5412.5
  • On Market Date: 2024-06-14T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $125,447 (29%)
You can enter any amount below - secondary financing will cover the difference if needed.
29%
$

You cover the entire equity of $125,447!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.45% Sellers Rate
$307,553
Your Cash$125,447
Total Purchase Price:$433,000

Assumed vs Traditional Mortgage

Assumed @ 3.45%
$1,506/mo
Traditional @ 7.5%
$2,365/mo
You save $859/month ($10,302/year)

*Secondary financing rates are an estimated value based on input

MLS ID: LC24112707

Listing From:

Last updated: 2024-08-23T23:00:24.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.45%
7.15%

Principal & Interest

$1,506 /mo
$2,280 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $125,447 (29%)
You can enter any amount below - secondary financing will cover the difference if needed.
29%
$

You cover the entire equity of $125,447!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.45% Sellers Rate
$307,553
Your Cash$125,447
Total Purchase Price:$433,000

Assumed vs Traditional Mortgage

Assumed @ 3.45%
$1,506/mo
Traditional @ 7.5%
$2,365/mo
You save $859/month ($10,302/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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