Dan Kaercher

Dan Kaercher

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$519,900

($346,133 down)
FHA

16268 W Cortez Street, Surprise, AZ 85379

4
2
2,085 sqft
PITI Monthly
$1,488.92 /mo

Listing courtesy of: Ruby Arias, My Home Group Real Estate

Assumed Rate

3.8%
7.15%

Principal & Interest

$1,010 /mo
$1,464 /mo

What's Special

SPACIOUS
STAINLESS STEEL APPLIANCES
WALK-IN CLOSET
PATIO

Corner Lot! This amazing 2085 sf 4 bdm, 2 bath Shea home built in 2015 offers a spacious open floor plan. The expansive open layout features a welcoming coffered ceiling entry, 9' ceilings, 4'' baseboards, an updated kitchen with Taj Mahal waterfall island countertop, light pendants, chandelier lighting and custom SubZero refrigerator. The gourmet kitchen is equipped with stainless steel appliances, new dishwasher, a 5-burner gas cooktop, and a convection microwave with a wall oven. The great room combines the family room and eat-in kitchen perfect for family gatherings. This split floor plan features a spacious primary suite with coffered ceiling and boasts a luxurious extended shower and walk-in closet. The remaining 3 bedrooms are large to accommodate larger furniture. More info... The home includes a laundry room with extra storage space next to the garage and a full covered patio in the backyard. Security cameras and system convey. You'll also appreciate the north/south exposure perfect for Arizona summers! This one won't last.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.8
Remaining Loan Term
20 years, 8 months
Monthly PITI
$1,488.92/mo
Estimated Loan Balance
$218,137
Cash to close
$346,133
Interest Paid
$69,687

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Natural Gas
Features
  • Materials: Wood Frame, Painted
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style:
Materials
  • Wood Frame, Painted
  • Roof: Tile
Condition
  • Year Built: 2015
Details
  • Builder: Shea Homes

Community & HOA

Community
  • Subdivision: GREER RANCH NORTH PHASE 2
  • Features: Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Greer Ranch North HO
  • HOA Amenities: Unknown
  • HOA Fee: $80
  • HOA Frequency: $Monthly
Location
  • Region: Surprise

Financial Details

  • Price per Sqft: $249.35
  • Tax Annual Amount: $1907
  • On Market Date: 2025-03-18T01:40:07.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $346,133 (67%)
You can enter any amount below - secondary financing will cover the difference if needed.
67%
$

You cover the entire equity of $346,133!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.8% Sellers Rate
$173,767
Your Cash:$346,133
Total Purchase Price:$519,900

Assumed vs Traditional Mortgage

Assumed @ 3.8%
$1,010/mo
Traditional @ 7.5%
$1,518/mo
You save $508/month ($6,102/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6836874

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-03-28T23:41:00.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.8%
7.15%

Principal & Interest

$1,010 /mo
$1,464 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $346,133 (67%)
You can enter any amount below - secondary financing will cover the difference if needed.
67%
$

You cover the entire equity of $346,133!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.8% Sellers Rate
$173,767
Your Cash:$346,133
Total Purchase Price:$519,900

Assumed vs Traditional Mortgage

Assumed @ 3.8%
$1,010/mo
Traditional @ 7.5%
$1,518/mo
You save $508/month ($6,102/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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