Dan Kaercher

Dan Kaercher

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Closed

$899,000

($337,731 down)
FHA

16233 Swartz Canyon Road, Ramona, CA 92065

3
2
2,218 sqft
PITI Monthly
$4,192.8 /mo

Listing courtesy of: Arianna Schwarz, Real Broker

Assumed Rate

3.04%
7.15%

Principal & Interest

$2,605 /mo
$4,152 /mo

What's Special

REMODELED
DINING
SPACIOUS
STAINLESS STEEL APPLIANCES
LANDSCAPED
MOUNTAIN VIEWS

Nestled in the tranquil San Diego Country Estates community, this meticulously upgraded 3-bedroom, 2-bathroom home (plus additional office) sits on a private 1.1-acre lot with stunning mountain views. This single-story residence features remodeled bathrooms, owned solar, updated paint and flooring, and beautifully landscaped outdoor spaces. The three-car garage provides plenty of room for vehicles and storage, while inside, the bright, open living space with high ceilings and abundant natural light welcomes you. The kitchen is an entertainer’s delight, with bar-top seating, dual islands, a wine fridge, ample cabinetry, newer stainless steel appliances, and oversized windows in the dining area. The primary bedroom is a peaceful retreat with a barn door leading to a remodeled ensuite bath featuring dual vanities, a walk-in shower, and a spacious closet. Two additional bedrooms and a versatile office/den offer comfortable living with easy access to a second full bath. The property’s private lot includes mature fruit trees, a well, and no homes behind, offering exceptional seclusion. With RV parking and room for a pool, ADU, or more, this space has endless potential. Enjoy country living with community amenities such as horse trails, equestrian facilities, pools, tennis and pickleball courts, golf, parks, and hiking trails. Embrace the beauty and charm of San Diego Country Estates—make this dream home yours today!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.04
Remaining Loan Term
25 years, 7 months
Monthly PITI
$4,192.8/mo
Estimated Loan Balance
$654,390
Cash to close
$337,731
Interest Paid
$78,709

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Well
Pool
  • Has Pool: No
  • Pool Features: None, Association

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 2003
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Foothills, Hiking, HorseTrails, Mountainous, Rural
HOA
  • Has HOA: Yes
  • HOA Name: SDCEA
  • HOA Amenities: Unknown
  • HOA Fee: $155
  • HOA Frequency: $Monthly
Location
  • Region: Ramona

Financial Details

  • Price per Sqft: $405.32
  • Tax Annual Amount: $11237.5
  • On Market Date: 2024-11-13T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $337,731 (38%)
You can enter any amount below - secondary financing will cover the difference if needed.
38%
$

You cover the entire equity of $337,731!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.04% Sellers Rate
$561,269
Your Cash$337,731
Total Purchase Price:$899,000

Assumed vs Traditional Mortgage

Assumed @ 3.04%
$2,605/mo
Traditional @ 7.5%
$4,306/mo
You save $1,702/month ($20,418/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NDP2409785

Listing From:

Last updated: 2025-01-14T00:37:57.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.04%
7.15%

Principal & Interest

$2,605 /mo
$4,152 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $337,731 (38%)
You can enter any amount below - secondary financing will cover the difference if needed.
38%
$

You cover the entire equity of $337,731!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.04% Sellers Rate
$561,269
Your Cash$337,731
Total Purchase Price:$899,000

Assumed vs Traditional Mortgage

Assumed @ 3.04%
$2,605/mo
Traditional @ 7.5%
$4,306/mo
You save $1,702/month ($20,418/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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