Dan Kaercher

Dan Kaercher

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Closed

$1,149,000

($325,980 down)
VA

161 Shelter Cove Drive, Half Moon Bay, CA 94019

2
1
1,420 sqft
PITI Monthly
$5,192.5 /mo

Listing courtesy of: Scott Joly, Anderson Christie, Inc.

Assumed Rate

2.77%
7.15%

Principal & Interest

$3,696 /mo
$6,098 /mo

What's Special

DINING
STAINLESS STEEL APPLIANCES
PATIO
CHARMING

Come see this lovely and well maintained home close to ocean, restaurants, and shops located in one of the most walkable neighborhoods in the area. Featuring a massive vaulted ceiling family room to dining room area and a beautiful back yard patio for entertaining, this home is ready to be filled with your friends and family during special occasions. The kitchen charms with excellent light all day, stainless steel appliances, plenty of cabinet storage, and newer countertops with enough surfaces to do proper cooking. Bedrooms are open and get good afternoon light. A raised garden bed and shed for tools allows for an enterprising landscaper to practice their trade. Not pictured is a large 2 car garage with extra area for storage. The side yard is wide enough for your RV, and if you need more rooms in the future it is not uncommon for homes in the neighborhood to build up. Half Moon Bay is a charming community, a sanctuary away from the bustle of Silicon Valley.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.77
Remaining Loan Term
25 years, 11 months
Monthly PITI
$5,192.5/mo
Estimated Loan Balance
$828,383
Cash to close
$325,980
Interest Paid
$97,591

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 1
Cooling & Heating
  • Cooling: None
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Wood
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Composition
Condition
  • Year Built: 1969
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: Princeton-By-The-Sea HOA
  • HOA Amenities: Unknown
  • HOA Fee: $150
  • HOA Frequency: $Annually
Location
  • Region: Half Moon Bay

Financial Details

  • Price per Sqft: $809.15
  • Tax Annual Amount: $14362.5
  • On Market Date: 2025-01-26T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $325,980 (28%)
You can enter any amount below - secondary financing will cover the difference if needed.
28%
$

You cover the entire equity of $325,980!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.77% Sellers Rate
$823,020
Your Cash$325,980
Total Purchase Price:$1,149,000

Assumed vs Traditional Mortgage

Assumed @ 2.77%
$3,696/mo
Traditional @ 7.5%
$6,326/mo
You save $2,630/month ($31,561/year)

*Secondary financing rates are an estimated value based on input

MLS ID: ML81991340

Listing From:

Last updated: 2025-03-11T19:33:46.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.77%
7.15%

Principal & Interest

$3,696 /mo
$6,098 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $325,980 (28%)
You can enter any amount below - secondary financing will cover the difference if needed.
28%
$

You cover the entire equity of $325,980!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.77% Sellers Rate
$823,020
Your Cash$325,980
Total Purchase Price:$1,149,000

Assumed vs Traditional Mortgage

Assumed @ 2.77%
$3,696/mo
Traditional @ 7.5%
$6,326/mo
You save $2,630/month ($31,561/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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