Dan Kaercher

Dan Kaercher

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$1,389,000

($628,990 down)
VA

1616 Mountain Pass Cir, Vista, CA 92081

5
3
2,872 sqft
PITI Monthly
$6,761.21 /mo

Listing courtesy of: Jeremy Beauvarlet, Redfin Corporation

Assumed Rate

6.82%
7.15%

Principal & Interest

$5,004 /mo
$5,174 /mo

What's Special

DINING
SPACIOUS
MODERN
FIREPLACE
PLAYGROUND
COZY
AFFORDABLE

Spacious Home with Stunning Canyon Views! This beautiful 5-bedroom, 3-bathroom home spans 2,872 sq. ft. and offers spectacular canyon views, soaring ceilings, and modern upgrades throughout. The thoughtfully designed floor plan includes a full bedroom and bathroom on the lower level, perfect for guests or multi-generational living. The primary suite features a tranquil sitting area with breathtaking canyon views, while the chef’s kitchen creates an inviting space for family gatherings. Enjoy the comfort of two cozy fireplaces, central AC, and a very large solar system that currently generates a negative yearly True-Up bill, offering energy savings year-round. With no Mello-Roos or HOA fees, a large solar system and low maintenance backyard with turf, this home makes the monthly upkeep more affordable! Located near a dog park, playground, and the vibrant shops and dining of Carlsbad’s Bressi Ranch.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
6.82
Remaining Loan Term
29 years, 1 months
Monthly PITI
$6,761.21/mo
Estimated Loan Balance
$760,691
Cash to close
$628,990
Interest Paid
$47,681

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir, Gas
  • Heating: ForcedAir, Fireplaces, NaturalGas
Features
  • Materials: Stucco, WoodSiding
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom, LivingRoom
  • Flooring: Carpet

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Stucco, WoodSiding
  • Roof: Unknown
Condition
  • Year Built: 1992
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Vista

Financial Details

  • Price per Sqft: $483.64
  • Tax Annual Amount: $17362.5
  • On Market Date: 2025-02-06T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $628,990 (45%)
You can enter any amount below - secondary financing will cover the difference if needed.
45%
$

You cover the entire equity of $628,990!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.82% Sellers Rate
$760,010
Your Cash$628,990
Total Purchase Price:$1,389,000

Assumed vs Traditional Mortgage

Assumed @ 6.82%
$5,004/mo
Traditional @ 7.5%
$5,366/mo
You save $363/month ($4,350/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 250018410SD

Listing From:

Last updated: 2025-03-28T16:38:58.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.82%
7.15%

Principal & Interest

$5,004 /mo
$5,174 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $628,990 (45%)
You can enter any amount below - secondary financing will cover the difference if needed.
45%
$

You cover the entire equity of $628,990!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.82% Sellers Rate
$760,010
Your Cash$628,990
Total Purchase Price:$1,389,000

Assumed vs Traditional Mortgage

Assumed @ 6.82%
$5,004/mo
Traditional @ 7.5%
$5,366/mo
You save $363/month ($4,350/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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