Dan Kaercher

Dan Kaercher

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$350,000

($41,808 down)
FHA

16150 Via Montana, Desert Hot Springs, CA 92240

3
1
1,032 sqft
PITI Monthly
$2,688.79 /mo

Listing courtesy of: Emmanuel Jr Reyes, eXp Realty Of Southern California Inc

Assumed Rate

6.5%
7.15%

Principal & Interest

$1,955 /mo
$2,089 /mo

What's Special

INVESTORS
SPACIOUS
MOVE-IN READY
LUXURY
MOUNTAIN VIEWS
NO HOA

Perfect for first time homebuyers, investors, or downsizing. Please text for appointmentsThis inviting 1,032-square-foot home in Desert Hot Springs is perfect for first-time buyers, investors, or those looking to downsize. Featuring three bedrooms and one bathroom, it offers ceiling fans throughout for year-round comfort. The interior was Recently painted and updated with Luxury Vinyl Planks , making it move-in ready. Set on a spacious lot, the home includes a two-car garage and additional parking in the driveway. The backyard provides partial mountain views, allowing you to enjoy the beautiful desert scenery. Conveniently located just 20 minutes from Palm Springs and the airport, this property offers both peace and accessibility. With no HOA fees, this is an incredible opportunity!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.5
Remaining Loan Term
29 years, 6 months
Monthly PITI
$2,688.79/mo
Estimated Loan Balance
$309,320
Cash to close
$41,808
Interest Paid
$10,030

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 1
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Vinyl

Exterior

Fencing
  • Fencing: ChainLink
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Contemporary
Materials
  • Stucco
  • Roof: Composition
Condition
  • Year Built: 1990
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Not Applicable-1
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Desert Hot Springs

Financial Details

  • Price per Sqft: $339.15
  • Tax Annual Amount: $4375
  • On Market Date: 2025-01-23T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $41,808 (12%)
You can enter any amount below - secondary financing will cover the difference if needed.
12%
$

You cover the entire equity of $41,808!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.5% Sellers Rate
$308,192
Your Cash$41,808
Total Purchase Price:$350,000

Assumed vs Traditional Mortgage

Assumed @ 6.5%
$1,955/mo
Traditional @ 7.5%
$2,090/mo
You save $135/month ($1,615/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 219123454DA

Listing From:

Last updated: 2025-03-02T03:52:11.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.5%
7.15%

Principal & Interest

$1,955 /mo
$2,089 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $41,808 (12%)
You can enter any amount below - secondary financing will cover the difference if needed.
12%
$

You cover the entire equity of $41,808!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.5% Sellers Rate
$308,192
Your Cash$41,808
Total Purchase Price:$350,000

Assumed vs Traditional Mortgage

Assumed @ 6.5%
$1,955/mo
Traditional @ 7.5%
$2,090/mo
You save $135/month ($1,615/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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