Dan Kaercher

Dan Kaercher

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Coming Soon

$340,000

($90,795 down)
FHA

1603 Timberdoodle Drive, Saint Cloud, MN 56303

4
2
2,168 sqft
PITI Monthly
$2,213.72 /mo

Listing courtesy of: , Edina Realty, Inc.

Assumed Rate

6.85%
7.15%

Principal & Interest

$1,643 /mo
$1,693 /mo

What's Special

SPACIOUS
GRANITE COUNTERTOPS
FIREPLACE
DECK
COZY

Welcome home to this beautifully maintained 4 bed, 2 bath home on a spacious corner lot in the desirable Quail Meadows neighborhood. Inside, you'll find a bright, updated kitchen with granite countertops, new sinks, fixtures, flooring (2023), and stainless appliances (2020). The vaulted living room is perfect for relaxing, while the fully finished lower-level shines with cherry woodwork, a cozy gas fireplace, wood plank ceiling, and built-in bar—ideal for entertaining. Enjoy summer nights on the deck (2021) overlooking the fully fenced backyard. A/C and upper lighting updated in 2019, new furnace installed winter (2023), The insulated 3-stall garage with 220V offers space for hobbies and storage. With thoughtful design throughout, warm tones, and plenty of room to host, unwind. Don’t miss out on this rare find—schedule your showing today!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.85
Remaining Loan Term
29 years, 5 months
Monthly PITI
$2,213.72/mo
Estimated Loan Balance
$249,424
Cash to close
$90,795
Interest Paid
$9,992

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Brick/Stone, Vinyl Siding
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Family Room, Gas, Stone
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Full
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Brick/Stone, Vinyl Siding
  • Roof: Unknown
Condition
  • Year Built: 2003
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Quail Meadows
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Saint Cloud

Financial Details

  • Price per Sqft: $156.83
  • Tax Annual Amount: $3672
  • On Market Date: 2025-04-03T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $90,795 (27%)
You can enter any amount below - secondary financing will cover the difference if needed.
27%
$

You cover the entire equity of $90,795!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.85% Sellers Rate
$249,205
Your Cash$90,795
Total Purchase Price:$340,000

Assumed vs Traditional Mortgage

Assumed @ 6.85%
$1,643/mo
Traditional @ 7.5%
$1,756/mo
You save $114/month ($1,364/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6690168

Listing From: northstar

Last updated: 2025-04-04T02:34:04.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.85%
7.15%

Principal & Interest

$1,643 /mo
$1,693 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $90,795 (27%)
You can enter any amount below - secondary financing will cover the difference if needed.
27%
$

You cover the entire equity of $90,795!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.85% Sellers Rate
$249,205
Your Cash$90,795
Total Purchase Price:$340,000

Assumed vs Traditional Mortgage

Assumed @ 6.85%
$1,643/mo
Traditional @ 7.5%
$1,756/mo
You save $114/month ($1,364/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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