Dan Kaercher

Dan Kaercher

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$374,999

($354,812 down)
FHA

16034 W CARMEN Drive, Surprise, AZ 85374

3
2
1,539 sqft
PITI Monthly
$371.39 /mo

Listing courtesy of: George Laughton, My Home Group Real Estate

Assumed Rate

3.8%
7.15%

Principal & Interest

$117 /mo
$170 /mo

What's Special

SERENE
DINING
VAULTED CEILINGS
CHARMING
COZY

This charming 3-bed, 2-bath ranch-style home is the perfect blend of comfort and style. With a cozy family room and an enclosed Arizona room, it offers a welcoming atmosphere throughout. The home features vaulted ceilings, an owned water softener, and an abundance of natural light that fills the airy, open spaces. Beautiful lighting fixtures enhance the home's elegant ambiance, while large windows and a neutral paint palette create a serene environment. The master bedroom is conveniently located downstairs and includes a full bath with a double sink. The kitchen is equipped with laminate countertops, a pantry, a breakfast bar, and ample room for formal dining. This home is truly a haven!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.8
Remaining Loan Term
20 years, 9 months
Monthly PITI
$371.39/mo
Estimated Loan Balance
$20,240
Cash to close
$354,812
Interest Paid
$8,032

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Other
  • Heating: Electric
Features
  • Materials: Stucco, Wood Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style: Ranch
Materials
  • Stucco, Wood Frame
  • Roof: Tile
Condition
  • Year Built: 2001
Details
  • Builder: Unknown

Community & HOA

Community
  • Subdivision: MOUNTAIN VISTA RANCH PARCEL 18
  • Features: Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Mountain Vista Ranch
  • HOA Amenities: Unknown
  • HOA Fee: $80
  • HOA Frequency: $Quarterly
Location
  • Region: Surprise

Financial Details

  • Price per Sqft: $243.66
  • Tax Annual Amount: $1035
  • On Market Date: 2025-03-27T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $354,812 (95%)
You can enter any amount below - secondary financing will cover the difference if needed.
95%
$

You cover the entire equity of $354,812!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.8% Sellers Rate
$20,187
Your Cash:$354,812
Total Purchase Price:$374,999

Assumed vs Traditional Mortgage

Assumed @ 3.8%
$117/mo
Traditional @ 7.5%
$176/mo
You save $59/month ($709/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6840067

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-04-04T01:52:55.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.8%
7.15%

Principal & Interest

$117 /mo
$170 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $354,812 (95%)
You can enter any amount below - secondary financing will cover the difference if needed.
95%
$

You cover the entire equity of $354,812!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.8% Sellers Rate
$20,187
Your Cash:$354,812
Total Purchase Price:$374,999

Assumed vs Traditional Mortgage

Assumed @ 3.8%
$117/mo
Traditional @ 7.5%
$176/mo
You save $59/month ($709/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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