Dan Kaercher

Dan Kaercher

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$335,000

($189,901 down)
FHA

16021 N VERDE Street, Surprise, AZ 85378

4
2
1,572 sqft
PITI Monthly
$1,135.64 /mo

Listing courtesy of: Michelle L Minik, West USA Realty

Assumed Rate

4.55%
7.15%

Principal & Interest

$826 /mo
$1,094 /mo

What's Special

DINING
SPACIOUS
STAINLESS STEEL APPLIANCES
VAULTED CEILINGS
WALK-IN CLOSET
PATIO
CHARMING
EFFICIENT

Our Preferred Lender is offering a 1-0 buy down on this property for qualified buyers!! Explore this gated, energy-efficient property which boasts mature shade trees, abundant parking, and a convenient RV gate. Step inside to find vaulted ceilings, easy-to-maintain tile floors, a soothing neutral palette, and charming bay windows illuminate a spacious living room. Host memorable dinners in the formal dining area. Quaint kitchen is equipped with ample cabinets, stainless steel appliances, a mosaic tile backsplash, and tile counters. The main bedroom features a private bathroom and a walk-in closet. Additional bedrooms offer a canvas for your personal touches. The expansive backyard is a private oasis with a covered patio, swimming pool, storage shed, and ample space for customization. This home awaits you!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.55
Remaining Loan Term
23 years, 6 months
Monthly PITI
$1,135.64/mo
Estimated Loan Balance
$166,819
Cash to close
$189,901
Interest Paid
$45,259

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Refrigeration
  • Heating: Electric
Features
  • Materials: Painted, Stucco, Block, Frame - Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Composition
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces: 0
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: Yes
  • Pool Features: Fenced, Private

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family - Detached
  • Architectural Style: Ranch
Materials
  • Painted, Stucco, Block, Frame - Wood
  • Roof: Composition
Condition
  • Year Built: 2000
Details
  • Builder: Unknown

Community & HOA

Community
  • Subdivision: NORTH SURPRISE
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Surprise

Financial Details

  • Price per Sqft: $213.1
  • Tax Annual Amount: $542
  • On Market Date: 2024-07-25T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $189,901 (57%)
You can enter any amount below - secondary financing will cover the difference if needed.
57%
$

You cover the entire equity of $189,901!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.55% Sellers Rate
$145,099
Your Cash:$189,901
Total Purchase Price:$335,000

Assumed vs Traditional Mortgage

Assumed @ 4.55%
$826/mo
Traditional @ 7.5%
$1,135/mo
You save $309/month ($3,712/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6735632

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-02-22T07:36:27.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.55%
7.15%

Principal & Interest

$826 /mo
$1,094 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $189,901 (57%)
You can enter any amount below - secondary financing will cover the difference if needed.
57%
$

You cover the entire equity of $189,901!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.55% Sellers Rate
$145,099
Your Cash:$189,901
Total Purchase Price:$335,000

Assumed vs Traditional Mortgage

Assumed @ 4.55%
$826/mo
Traditional @ 7.5%
$1,135/mo
You save $309/month ($3,712/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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