Dan Kaercher

Dan Kaercher

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$410,000

($303,132 down)
FHA

15912 W Central Street, Surprise, AZ 85374

3
2
1,636 sqft
PITI Monthly
$1,002.73 /mo

Listing courtesy of: Sammie Hone, Platinum Living Realty

Assumed Rate

3.41%
7.15%

Principal & Interest

$654 /mo
$995 /mo

What's Special

LOCATION
SPACIOUS
PATIO
MATURE TREES
LANDSCAPED
CHARMING

Welcome to your dream home in the highly desirable Mountain Vista Ranch community! This beautifully updated property exudes charm and character, featuring warm tones, wood-like tile floors, and unique light fixtures that create an inviting ambiance. Step into the heart of the home - the kitchen - where updated appliances, a stunning kitchen island with a waterfall granite countertop, and a gorgeous tile backsplash make this space perfect for both everyday living and entertaining. The spacious open floor plan is accentuated by arched doorways, offering a seamless flow between rooms. Outside, you'll find beautifully landscaped front and back yards with lush green lawns and mature trees providing shade and tranquility. The backyard is a true oasis, boasting patio pavers, rock and brick accents on the block walls, and ample space for relaxing or hosting gatherings. With its charming features and prime location in Surprise, AZ, this home is ready to welcome you. Don't miss the chance to make it yours!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.41
Remaining Loan Term
17 years, 11 months
Monthly PITI
$1,002.73/mo
Estimated Loan Balance
$107,913
Cash to close
$303,132
Interest Paid
$52,651

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Electric
Features
  • Materials: Stucco, Wood Frame, Painted
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: See Remarks, Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style: Ranch
Materials
  • Stucco, Wood Frame, Painted
  • Roof: Tile
Condition
  • Year Built: 2001
Details
  • Builder: Unknown

Community & HOA

Community
  • Subdivision: Mountain vista ranch
  • Features: Playground
HOA
  • Has HOA: Yes
  • HOA Name: Mountain Vista Ranch
  • HOA Amenities: Unknown
  • HOA Fee: $80
  • HOA Frequency: $Quarterly
Location
  • Region: Surprise

Financial Details

  • Price per Sqft: $250.61
  • Tax Annual Amount: $1133
  • On Market Date: 2024-11-19T16:40:06.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $303,132 (74%)
You can enter any amount below - secondary financing will cover the difference if needed.
74%
$

You cover the entire equity of $303,132!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.41% Sellers Rate
$106,868
Your Cash:$303,132
Total Purchase Price:$410,000

Assumed vs Traditional Mortgage

Assumed @ 3.41%
$654/mo
Traditional @ 7.5%
$1,032/mo
You save $378/month ($4,534/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6785740

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-04-02T22:24:39.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.41%
7.15%

Principal & Interest

$654 /mo
$995 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $303,132 (74%)
You can enter any amount below - secondary financing will cover the difference if needed.
74%
$

You cover the entire equity of $303,132!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.41% Sellers Rate
$106,868
Your Cash:$303,132
Total Purchase Price:$410,000

Assumed vs Traditional Mortgage

Assumed @ 3.41%
$654/mo
Traditional @ 7.5%
$1,032/mo
You save $378/month ($4,534/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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