Dan Kaercher

Dan Kaercher

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Closed

$319,900

($173,237 down)
VA

15903 Twilight Road, Onamia, MN 56359

2
1
800 sqft
PITI Monthly
$1,095.41 /mo

Listing courtesy of: , LPT Realty, LLC

Assumed Rate

3.69%
7.15%

Principal & Interest

$745 /mo
$1,094 /mo

What's Special

SPACIOUS
CHARMING
COZY

Discover your lakeside retreat on beautiful Mille Lacs Lake! This charming 2 bedroom, 1 bath offers stunning views of the water, with 50 feet of shoreline just across the road. Ideal for water lovers, it features a private boat launch for easy lake access, perfect for fishing, boating, or relaxing by the shore. The property also boasts a spacious 30x40 pole building and detached 2 stall garage, offering ample storage for vehicles, watercraft, and recreational equipment. New septic in 2016! Whether you're looking for a cozy weekend getaway or a year-round residence, this property provides a perfect blend of comfort and outdoor adventure. Don't miss your chance to own this slice of paradise!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.69
Remaining Loan Term
24 years, 9 months
Monthly PITI
$1,095.41/mo
Estimated Loan Balance
$79,750
Cash to close
$173,237
Interest Paid
$29,806

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 1
Cooling & Heating
  • Cooling: Wall Unit(s)
  • Heating: Forced Air
Features
  • Materials: Brick/Stone, Stucco, Wood Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Age Over 8 Years
Parking
  • Garage: Yes
  • Garage Spaces: 6
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Mound Septic
  • Water Source: Well
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Brick/Stone, Stucco, Wood Siding
  • Roof: Age Over 8 Years
Condition
  • Year Built: 1959
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Sandums Vineland Bay
  • Features: No Stairs Internal
HOA
  • Has HOA: No
Location
  • Region: Onamia

Financial Details

  • Price per Sqft: $399.88
  • Tax Annual Amount: $2408
  • On Market Date: 2024-09-21T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $173,237 (54%)
You can enter any amount below - secondary financing will cover the difference if needed.
54%
$

You cover the entire equity of $173,237!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.69% Sellers Rate
$146,663
Your Cash:$173,237
Total Purchase Price:$319,900

Assumed vs Traditional Mortgage

Assumed @ 3.69%
$745/mo
Traditional @ 7.5%
$1,135/mo
You save $390/month ($4,683/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6606472

Listing From: northstar

Last updated: 2025-02-12T21:10:02.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.69%
7.15%

Principal & Interest

$745 /mo
$1,094 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $173,237 (54%)
You can enter any amount below - secondary financing will cover the difference if needed.
54%
$

You cover the entire equity of $173,237!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.69% Sellers Rate
$146,663
Your Cash:$173,237
Total Purchase Price:$319,900

Assumed vs Traditional Mortgage

Assumed @ 3.69%
$745/mo
Traditional @ 7.5%
$1,135/mo
You save $390/month ($4,683/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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