Dan Kaercher

Dan Kaercher

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$1,749,000

($1,204,170 down)
FHA

15881 Broad Oaks Road, El Cajon, CA 92021

4
4
3,141 sqft
PITI Monthly
$4,966.51 /mo

Listing courtesy of: Gregory Picano, Coldwell Banker West

Assumed Rate

2.79%
7.15%

Principal & Interest

$2,426 /mo
$3,993 /mo

What's Special

OPEN CONCEPT
DINING
SPACIOUS
LUXURY
STAINLESS STEEL APPLIANCES

This stunning 4 bedroom, 3.5 bath estate sits atop 4.5 acres and offers the perfect blend of luxury and tranquility. The gourmet kitchen, featuring Quartz countertops and Stainless Steel Appliances, is ideal for both casual dining and grand entertaining. The open concept living space seamlessly connects to the outdoors where you will discover breathtaking views. Step outside to your private oasis, complete with a sparkling pool, built-in BBQ, and plenty of space to relax under the vast blue skies and brilliant stars. This property also includes a spacious three car garage, providing ample storage and convenience. With room to expand, there is potential to add an accessory dwelling unit (ADU), perfect for guests and extended family. Whether you're looking for a peaceful retreat or an entertainer’s paradise, this estate has it all.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.79
Remaining Loan Term
26 years, 6 months
Monthly PITI
$4,966.51/mo
Estimated Loan Balance
$648,218
Cash to close
$1,204,170
Interest Paid
$55,556

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 4
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir, Fireplaces, NaturalGas
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom, Gas, PrimaryBedroom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: SepticTank
  • Water Source: Unknown
Pool
  • Has Pool: Yes
  • Pool Features: GasHeat, Heated, InGround, Waterfall

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1996
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Biking, Hiking, HorseTrails, Rural
HOA
  • Has HOA: No
Location
  • Region: El Cajon

Financial Details

  • Price per Sqft: $556.83
  • Tax Annual Amount: $21862.5
  • On Market Date: 2025-03-20T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $1,204,170 (69%)
You can enter any amount below - secondary financing will cover the difference if needed.
69%
$

You cover the entire equity of $1,204,170!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.79% Sellers Rate
$544,830
Your Cash:$1,204,170
Total Purchase Price:$1,749,000

Assumed vs Traditional Mortgage

Assumed @ 2.79%
$2,426/mo
Traditional @ 7.5%
$4,142/mo
You save $1,716/month ($20,588/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PTP2501998

Listing From:

Last updated: 2025-04-02T21:38:37.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.79%
7.15%

Principal & Interest

$2,426 /mo
$3,993 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $1,204,170 (69%)
You can enter any amount below - secondary financing will cover the difference if needed.
69%
$

You cover the entire equity of $1,204,170!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.79% Sellers Rate
$544,830
Your Cash:$1,204,170
Total Purchase Price:$1,749,000

Assumed vs Traditional Mortgage

Assumed @ 2.79%
$2,426/mo
Traditional @ 7.5%
$4,142/mo
You save $1,716/month ($20,588/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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