Dan Kaercher

Dan Kaercher

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Closed

$398,000

($253,302 down)
FHA

15849 N 20th Street, Phoenix, AZ 85022

3
2
1,333 sqft
PITI Monthly
$1,044.03 /mo

Listing courtesy of: Christian Jerman, HomeSmart

Assumed Rate

3.07%
7.15%

Principal & Interest

$704 /mo
$1,117 /mo

What's Special

MINUTES AWAY
MOVE-IN READY
MODERN
PATIO
MOUNTAIN VIEWS

**UPDATE** 2.99% ASSUMABLE LOAN**This meticulously maintained home is ready for you! Nestled in the quiet and friendly neighborhood of Mountain Vista, this home is just minutes away from Lookout Mountain. This residence is the epitome of comfort and convenience that offers a blend of modern amenities and timeless charm. It boasts a brand new roof and low maintenance xeroscaped front and backyard. With room for the imagination, there is space for a pool or an expansion of the living space. Mountain views from the backyard capture the beauty of the desert for relaxing evenings on the patio. Don't miss out on this incredible opportunity to own a stunning, move-in ready home with all the modern conveniences and none of the hassles

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.07
Remaining Loan Term
26 years, 9 months
Monthly PITI
$1,044.03/mo
Estimated Loan Balance
$160,847
Cash to close
$253,302
Interest Paid
$15,956

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Refrigeration, Both Refrig & Evap, Evaporative Cooling, Ceiling Fan(s)
  • Heating: Electric
Features
  • Materials: Stucco, Frame - Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Tile

Exterior

Fencing
  • Fencing: Block, Wood
Roof
  • Roof: Composition
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces: 0
Water
  • Sewer: Sewer in & Cnctd, Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family - Detached
  • Architectural Style: Territorial/Santa Fe
Materials
  • Stucco, Frame - Wood
  • Roof: Composition
Condition
  • Year Built: 1978
Details
  • Builder: unknown

Community & HOA

Community
  • Subdivision: Mountain Vista
  • Features: Playground
HOA
  • Has HOA: No
Location
  • Region: Phoenix

Financial Details

  • Price per Sqft: $298.57
  • Tax Annual Amount: $878
  • On Market Date: 2024-05-27T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $253,302 (64%)
You can enter any amount below - secondary financing will cover the difference if needed.
64%
$

You cover the entire equity of $253,302!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.07% Sellers Rate
$144,698
Your Cash:$253,302
Total Purchase Price:$398,000

Assumed vs Traditional Mortgage

Assumed @ 3.07%
$704/mo
Traditional @ 7.5%
$1,159/mo
You save $455/month ($5,463/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6710909

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2024-09-04T19:16:33.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.07%
7.15%

Principal & Interest

$704 /mo
$1,117 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $253,302 (64%)
You can enter any amount below - secondary financing will cover the difference if needed.
64%
$

You cover the entire equity of $253,302!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.07% Sellers Rate
$144,698
Your Cash:$253,302
Total Purchase Price:$398,000

Assumed vs Traditional Mortgage

Assumed @ 3.07%
$704/mo
Traditional @ 7.5%
$1,159/mo
You save $455/month ($5,463/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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