Dan Kaercher

Dan Kaercher

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Closed

$699,900

($269,852 down)
VA

1579 Rose Garden Lane, Chula Vista, CA 91915

3
3
1,682 sqft
PITI Monthly
$2,139.92 /mo

Listing courtesy of: Loren Sanchez, Finest City Homes & Loans

Assumed Rate

2.94%
7.15%

Principal & Interest

$1,973 /mo
$3,186 /mo

What's Special

OPEN CONCEPT
SHOPPING
ENTERTAINMENT
DINING
SPACIOUS
MODERN
PATIO
TURNKEY

Welcome to Cottage Lane at Winding Walk, where contemporary comfort meets convenient living. This turnkey 2 story corner townhome offers a spacious and inviting open floor plan, perfect for those seeking a modern lifestyle. With 3 bedrooms, 2.5 bathrooms` this 1,682 square foot residence provides perfect space for relaxation and entertainment. As you step inside, you'll be greeted by a formal living area, that seamlessly blends into the open concept living room, dining area, and kitchen. The centerpiece of the kitchen is a generous and gleaming granite countertop island, complimented by laminate flooring that extends throughout the downstairs. Enjoy your own private patio/ side yard- perfect for BBQ’ing or lounging. Direct access from your 2 car garage is always an added convenience as well. Upstairs you will find all 3 bedrooms and a laundry closet. Primary bedroom with ensuite bathroom and an always highly desirable walk in closet. This community is known for its Top-Rated schools, well-maintained amenities, with common areas such as a pool and parks. Furthermore, the property's proximity to the freeway makes commuting a breeze and don't forget the walkability to all that growing East Chula Vista/Otay Ranch/ Millenia has to offer- restaurants, shopping and outdoor recreation! Don't miss out on the opportunity to make this beautiful townhome in Winding Walk your own. VA buyers welcome!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.94
Remaining Loan Term
25 years, 6 months
Monthly PITI
$2,139.92/mo
Estimated Loan Balance
$433,705
Cash to close
$269,852
Interest Paid
$59,406

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Laminate

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Community, Association

Construction

Type & Style
  • Stories: 2
  • Home type: Condominium
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 2005
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Biking, Curbs, Park, StormDrains, StreetLights, Suburban, Sidewalks, Pool
HOA
  • Has HOA: Yes
  • HOA Name: Cottage Lane
  • HOA Amenities: Unknown
  • HOA Fee: $303
  • HOA Frequency: $Monthly
Location
  • Region: Chula Vista

Financial Details

  • Price per Sqft: $416.11
  • Tax Annual Amount: $
  • On Market Date: 2024-09-27T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $269,852 (39%)
You can enter any amount below - secondary financing will cover the difference if needed.
39%
$

You cover the entire equity of $269,852!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.94% Sellers Rate
$430,048
Your Cash$269,852
Total Purchase Price:$699,900

Assumed vs Traditional Mortgage

Assumed @ 2.94%
$1,973/mo
Traditional @ 7.5%
$3,304/mo
You save $1,331/month ($15,972/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PTP2405957

Listing From:

Last updated: 2024-10-25T04:33:12.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.94%
7.15%

Principal & Interest

$1,973 /mo
$3,186 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $269,852 (39%)
You can enter any amount below - secondary financing will cover the difference if needed.
39%
$

You cover the entire equity of $269,852!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.94% Sellers Rate
$430,048
Your Cash$269,852
Total Purchase Price:$699,900

Assumed vs Traditional Mortgage

Assumed @ 2.94%
$1,973/mo
Traditional @ 7.5%
$3,304/mo
You save $1,331/month ($15,972/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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