Dan Kaercher

Dan Kaercher

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$560,000

($274,157 down)
FHA

1575 Mendocino Dr UNIT 196, Chula Vista, CA 91911

3
2
1,180 sqft
PITI Monthly
$2,634.8 /mo

Listing courtesy of: Jeffrey Nix, Redfin Corporation

Assumed Rate

4.57%
7.15%

Principal & Interest

$1,655 /mo
$2,188 /mo

What's Special

SERENE
DINING
SPACIOUS
MODERN
PATIO
PRIVATE BACKYARD
CHARMING
COZY

Welcome to your next home, where simple elegance and comfort blend seamlessly. This beautifully updated residence is adorned with designer finishes such as crown molding, wainscoting, and stunning flooring throughout. Step into the airy living room bathed in natural light from a generous window, creating a warm and inviting space. The modern kitchen boasts ample cabinet space and a convenient slider that opens to your private patio, perfect for relaxing or entertaining. Upstairs, you'll find all three spacious bedrooms and a full bathroom, providing a cozy retreat for everyone. Enjoy the convenience of an inside laundry area and the added benefit of two dedicated carport spaces. The private backyard is a serene escape with a covered patio featuring built-in shelves ideal for displaying plants or setting up a charming bistro dining area, along with a garden area for green thumbs. The community amenities include a sparkling pool and lush greenbelts, enhancing your lifestyle with relaxation and recreation. With quick freeway access, this townhome offers both convenience and comfort. Don’t miss out on the opportunity to call this elegant and functional property your new home! Approved for VA financing.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.57
Remaining Loan Term
23 years, 4 months
Monthly PITI
$2,634.8/mo
Estimated Loan Balance
$390,242
Cash to close
$274,157
Interest Paid
$93,108

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: None
  • Heating: None, SeeRemarks
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Partial, Wood
Roof
  • Roof: CommonRoof
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: Yes
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Community, Association

Construction

Type & Style
  • Stories: 2
  • Home type: Condominium
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: CommonRoof
Condition
  • Year Built: 1972
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Chula Vista
  • Features: Pool
HOA
  • Has HOA: Yes
  • HOA Name: Mendocino
  • HOA Amenities: Unknown
  • HOA Fee: $320
  • HOA Frequency: $Monthly
Location
  • Region: Chula Vista

Financial Details

  • Price per Sqft: $474.58
  • Tax Annual Amount: $7000
  • On Market Date: 2025-02-10T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $274,157 (49%)
You can enter any amount below - secondary financing will cover the difference if needed.
49%
$

You cover the entire equity of $274,157!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.57% Sellers Rate
$285,843
Your Cash$274,157
Total Purchase Price:$560,000

Assumed vs Traditional Mortgage

Assumed @ 4.57%
$1,655/mo
Traditional @ 7.5%
$2,270/mo
You save $615/month ($7,377/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 250018659SD

Listing From:

Last updated: 2025-03-20T01:54:34.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.57%
7.15%

Principal & Interest

$1,655 /mo
$2,188 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $274,157 (49%)
You can enter any amount below - secondary financing will cover the difference if needed.
49%
$

You cover the entire equity of $274,157!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.57% Sellers Rate
$285,843
Your Cash$274,157
Total Purchase Price:$560,000

Assumed vs Traditional Mortgage

Assumed @ 4.57%
$1,655/mo
Traditional @ 7.5%
$2,270/mo
You save $615/month ($7,377/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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