Dan Kaercher

Dan Kaercher

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Pending

$567,500

($145,969 down)
VA

15663 W SIERRA Street, Surprise, AZ 85379

5
3
3,440 sqft
PITI Monthly
$2,225.21 /mo

Listing courtesy of: Bruno Arapovic, HomeSmart

Assumed Rate

2.87%
7.15%

Principal & Interest

$1,887 /mo
$3,073 /mo

What's Special

DINING
SPACIOUS
COZY

**Owned Solar System & NEW AC Units (2024)** ASSUMABLE VA Loan** Nestled in a wonderful Surprise neighborhood, this spacious 5-bedroom home with a Den offers a perfect blend of style, comfort and functionality. This floor plan includes a formal dining area, a separate den/office, and a downstairs mother-in-law suite with a full bath, ideal for multi-generational living or hosting guests. The open layout creates a seamless flow between living spaces, with soaring ceilings that enhance the sense of spaciousness. Tiled floors run throughout much of the home, while cozy carpeted areas add warmth and comfort to the bedrooms and living spaces. The updated kitchen is a highlight, equipped with a new reverse osmosis system installed in July 2024. Recent upgrades also include a soft water system installed in September 2021, along with a new water heater and dishwasher added in October 2021. In July 2024, two new air conditioning units were installed, along with a complete HVAC system and updated indoor thermostats, ensuring consistent comfort year-round. For added convenience, an RV gate provides easy access to the backyard, offering plenty of room for parking or storage. With its thoughtful upgrades, spacious layout, and eco-friendly features, this home is designed to offer both convenience and a welcoming atmosphere for you and your family. MUST SEE!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.87
Remaining Loan Term
26 years, 5 months
Monthly PITI
$2,225.21/mo
Estimated Loan Balance
$425,024
Cash to close
$145,969
Interest Paid
$45,011

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Electric
Features
  • Materials: Synthetic Stucco, Wood Frame, Painted, Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: Yes
  • Carport Spaces: 3
Water
  • Sewer: Public Sewer
  • Water Source: Pvt Water Company
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family Residence
  • Architectural Style:
Materials
  • Synthetic Stucco, Wood Frame, Painted, Stucco
  • Roof: Tile
Condition
  • Year Built: 2014
Details
  • Builder: Gehan Homes

Community & HOA

Community
  • Subdivision: GREER RANCH NORTH PHASE 1
  • Features: Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Greer Ranch North
  • HOA Amenities: Unknown
  • HOA Fee: $75
  • HOA Frequency: $Monthly
Location
  • Region: Surprise

Financial Details

  • Price per Sqft: $164.97
  • Tax Annual Amount: $2064
  • On Market Date: 2025-01-04T17:50:03.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $145,969 (26%)
You can enter any amount below - secondary financing will cover the difference if needed.
26%
$

You cover the entire equity of $145,969!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.87% Sellers Rate
$421,531
Your Cash$145,969
Total Purchase Price:$567,500

Assumed vs Traditional Mortgage

Assumed @ 2.87%
$1,887/mo
Traditional @ 7.5%
$3,188/mo
You save $1,301/month ($15,613/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6800200

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-03-18T23:38:10.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.87%
7.15%

Principal & Interest

$1,887 /mo
$3,073 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $145,969 (26%)
You can enter any amount below - secondary financing will cover the difference if needed.
26%
$

You cover the entire equity of $145,969!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.87% Sellers Rate
$421,531
Your Cash$145,969
Total Purchase Price:$567,500

Assumed vs Traditional Mortgage

Assumed @ 2.87%
$1,887/mo
Traditional @ 7.5%
$3,188/mo
You save $1,301/month ($15,613/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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